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Our office is back to regular hours to assist you.

Please see our claims page for phone numbers to report your loss if you
wish to call the insurance company direct.

For Individual Assistance on home repairs, rent,
uninsured and underinsured property loss
see Help with Hurricane Matthew Damage.

Also, review our
Blog- Hurricane Matthew Claim
The blog will answer some of the questions
you may have concerning insurance claims


Welcome to C.T. Lowndes & Company


C. T. Lowndes & Company is South Carolina's oldest insurance agency, serving the Lowcountry of S.C. since 1850. At C. T. Lowndes & Company, you can purchase insurance policies from one of the many fine insurance companies the agency represents. C. T. Lowndes & Company is an independent insurance agency, a Trusted Choice insurance agency, a family owned business with a wonderful reputation in the Greater Charleston, South Carolina region, to include Charleston, Colleton, Berkeley, and Dorchester counties.

Our agents provide 
free insurance quotes at affordable prices for car insurance, truck, and motorcycle insurance; home insurance, dwelling, condo, mobile home, and renters insurance; boat, jet ski, ATV, golf cart, RV, and other power-sports and recreational vehicle insurance; wedding insurance, business insurance, general liability insurance, commercial package insurance, workers compensation insurance for small and large businesses; individual and group health insurance; long term care insurance, dental, and disability insurance; and life insurance including term, whole life, and mortgage life insurance.

We also offer AARP Auto & Home Insurance from The Hartford.

To find out how much money we can save you on your  insurance premium call a C.T. Lowndes & Company office near you.


Charleston                        Mt. Pleasant                    Summerville

(843) 763-0120                (843) 884-3159                (843) 875-2300


Goose Creek                    Moncks Corner                Walterboro

(843) 553-1011                (843) 761-8077                (843) 549-6179


Edisto                                Myrtle Beach

(843) 869-2141                (843) 492-2070



In the News


C. T. Lowndes & Company has been awarded                                
 an award by Preferred Managing Agency (PMA),
 managing agent for Capitol Preferred and
South Fidelity Insurance Companies.
The agency was among only five South Carolina  
agencies being recognized as a Million Dollar Agency.
Picture are agency CEO, Henry H. Lowndes, Jr.
and  PMA CEO, James Graganella

  C.T. Lowndes & Company agency owners along with staff,
  Frontline Insurance Company representative,
  and Service Master of Charleston Reps
  survey the hurricane damage from Hurricane Matthew. 

  C.T. Lowndes & Company insures over 750 homes on the island

  The five teams had to walk to some of the houses on roads that
  were inaccessible. Over 600 homes were inspected.





If you have enjoyed our level of service, please take a moment to write a review. 


Important Information!

Your personal automobile insurance policy probably excludes coverage if you are using your vehicle as
a “taxi” or “rideshare” vehicle in connection with one of the Transportation Network Companies like Uber or Lyft.
Your insurance agent can provide more information.


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