South Carolina's oldest insurance agency
Wedding Insurance...
You’ve always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong – things that are beyond your control. What if your reception venue goes out of business a month before the wedding, and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? (hurricane insurance does not cover weddings) What if your bridal shop closes, leaving you without a gown?
A wedding is an investment, and as the average cost of weddings rises, which now can be as high as $27,000 by some estimates, wedding insurance is needed more than ever. After all, you wouldn’t buy a new car that costs that much without insuring it against damage, so why not insure that special day in your life and have one less thing to worry about..
Here are just some of the examples of what wedding insurance can cover...
- No Dress - You can get repair or replacement cost if the bride's wedding gown or groom's tuxedo is lost or damaged.
- Lost Deposits - Reimbursement of your deposit if a vendor goes out of business, declares bankruptcy before your wedding day, or simply fails to show up.
- Lost Rings - You can receive repair or replacement cost if the bride's or groom's wedding bands are lost or damaged.
- Severe Weather - If severe weather (such as a hurricane) forces you to postpone your wedding, you can get reimbursement for non-recoverable expenses.
- Transportation Shutdown - If you have to postpone the wedding because of commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
- Ruined Photos - If your photographer's film is defective, or negatives are lost or damaged, you can receive reimbursement to cover the cost to retake new photos.
- Liquor Liability - As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions).
- Sudden Illness - If a wedding needs to be postponed because of sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
- Damaged Gifts - You can get repair or replacement cost if your wedding gifts are damaged.
Traveler's Insurance is the company that offers this wonderful insurance plan that is surprisingly very affordable on any budget. Please click here to get a quote for wedding insurance and C. T. Lowndes & Company will be your insurance agent.