South Carolina's oldest insurance agency
Terms & Conditions of Use for this website
· Restrictions on Use of Materials
· E-mails to C. T. Lowndes & Company electronic addresses
By using this website (http://www.ctlowndes.com), you acknowledge your assent to the following terms and conditions of use without limitation or qualification, so please read these terms and conditions carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.
Statements on this website (http://www.ctlowndes.com) as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online forms/applications provided on this website or otherwise, e-mail, voice mail, or facsimile.
No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.
Any proposal of insurance we may present to you will be based upon the information you provide to us via this online from/application and/or in other communications with us. Please contact our office most convenient to you to discuss specific coverage details and your insurance needs.
All coverages are subject to the terms, conditions, and exclusions of the actual policy issued. Information provided on this website does not constitute professional advice; if you have legal, tax, or financial planning questions, you should contact an appropriate professional.
This website is hyperlinked to other websites which are not maintained or controlled by C. T. Lowndes & Company. C. T. Lowndes & Company is not responsible for the content of those websites. C. T. Lowndes & Company does not control these external websites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, and fitness for any particular purpose or correct sequencing of information located at such sites. Rather, the links on this site to other websites are provided solely as a convenience to users of this site. If you have difficulty linking to any hyperlinked websites or to report a dead link (non-working) link, please contact our webmaster by e-mail at: webadmin@ctlowndes.com .
Restriction on Use of Materials
This website is owned and operated by C. T. Lowndes & Company. Except as otherwise expressly permitted by C. T. Lowndes & Company, no materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use content of this website for public or commercial purposes, including the text, images, audio, and video without C. T. Lowndes & Company’s written permission.
C. T. Lowndes & Company neither warrants nor represents that your use of materials displayed on this website will not infringe upon the rights of third parties.
All trademarks, service marks, trade names, logos, or icons on this website are the property of C. T. Lowndes & Company and others. Nothing contained on the website should be construed as granting, by implication, or otherwise, any license or right to use any trademark, service mark, trade names, logos, or icons displayed on this website without the written permission of C. T. Lowndes & Company, or any third party that may own such marks or names displayed on this website. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.
E-mails to C. T. Lowndes & Company electronic addresses
The C. T. Lowndes & Company e-mail system is a private e-mail system intended only for purposes authorized by C. T. Lowndes & Company. You may not send unsolicited commercial e-mail messages to any e-mail addresses at ctlowndes.com.
C. T. Lowndes & Company makes reasonable efforts to present accurate and reliable information in this World Wide Website in the domain “www.ctlowndes.com” (“website”), however, C. T. Lowndes & Company is not responsible for any errors in or omissions from the information contained in or accessed through this website, nor is C. T. Lowndes & Company responsible for the timeliness of the information. All the information in this website is provided “as is”, without warranty of any kind, and for general informational purposes.
C. T. Lowndes & Company does not warrant that the website will be uninterrupted, operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. C. T. Lowndes & Company also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading any materials, data, text, images, video, or audio from this website or arising in conjunction with any failures of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.
revised April 6, 2010
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