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C.T. Lowndes & Company Blog

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Business insurance provides financial protection from losses you cannot control. This includes vandalism to your landscape in many cases. However, there are limitations to how much coverage you have as well as when this type of coverage applies. If you are unsure about any type of incident, contact your agent. READ MORE >>

Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created by your windows can be significant. READ MORE >>

Losing your wallet is difficult enough. A wallet typically has daily necessities that are difficult or costly to replace. Most wallets have, at the very least, some cash, your identification, and a credit or debit card. READ MORE >>

Some insurance companies require drivers to make a deposit when purchasing auto insurance. Not all do this, though. It is important to discuss the need for a deposit with your insurer before agreeing to the terms. There are a few key things to remember about this policy and what the deposit means. READ MORE >>

Water damage inside a vehicle can be devastating. When it occurs, it can become hard to remove. The seats may develop mold over time. The carpeting or leather may warp. It can also cause significant damage to the engine and electronics. In this situation, your first step is to call your auto insurance company. READ MORE >>

An unoccupied home is one in which someone is not living at the moment. It is not uncommon for a home to be ready to live in but remain empty for a period of time. However, when this happens, the home insurance agent needs to know. This information becomes critical after 30 to 60 days. READ MORE >>

An unoccupied home is one in which someone is not living at the moment. It is not uncommon for a home to be ready to live in but remain empty for a period of time. However, when this happens, the home insurance agent needs to know. This information becomes critical after 30 to 60 days. READ MORE >>

Hurricanes Florence and Michael spared the Low Country but they present a good opportunity to remind everyone about precautions as they relate to insurance. One good thing about hurricanes and the resulting flooding is that you do have time to prepare, time to think about insurance and documentation, and time to make a plan. READ MORE >>

Many businesses have products, supplies or even property elements prone to contamination. Whether you’re a retailer or a manufacturer, contamination is a serious expense. Before settling on business insurance, consider whether contamination insurance is right for you. The Hidden Costs of Contamination READ MORE >>

Continuing our discussions about flood insurance and flood map changes, let’s focus on Berkeley County. Not a place we think of as being flood prone but there are a couple of areas that will be affected by the new flood maps, to be effective for Berkeley County on December 7, 2018. READ MORE >>

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