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How much liability insurance do you need? The amount depends on many factors. One of those factors may involve the size of your car or vehicle. When you talk to your auto insurance provider, ask questions about accidents. Find out what recommendations they make for vehicles of your size. READ MORE >>

When one thinks of cold ocean or river water, you might be thinking about water than is icy and frigid. Are you aware that water does not have to be extremely cold to cause hypothermia? Any water that is colder than normal body temperature (98.6) can cause heat loss. READ MORE >>

Home insurance is one of the most important investments you can make into your property. Most people who buy a home are making their largest investment in life. You take care of it. You keep it safe for your family. At the same time, you need to keep it safe from the things around it that can cause damage. READ MORE >>

You are planning a summer vacation that includes renting a Jet Ski so the family can have some fun on the water. Have you stopped to consider your liability exposure if something bad happens? What happens if you hit and injure a swimmer? Or ram the Jet Ski into the dock, causing significant damage to Jet Ski and dock? READ MORE >>

The garage on many homes is the area you put things that you do not have any other use for at the moment. It is where you store things like gas for the lawnmower and extra paint from a project. Yet, it is also one of the highest risk areas in your home for fires. These fires can be devastating. READ MORE >>

It’s important to read all of the details in your car insurance policy as soon as you receive it. One key area to look at is who has coverage on your policy. Also, notice any excluded driver. This is a person who should not be behind the wheel of your car. If they are there, your auto insurance may not apply. READ MORE >>

The biggest factors impacting how much you pay for auto insurance are you and your driving habits. However, other factors can impact what you pay. If you live in a high-risk area, the insurance company may raise your costs. In some situations, this is nothing you can change. READ MORE >>

A trucking inspector offers this advice to help keep your truck on the road and safe. Do a Quality Pre-Trip Inspection. Such inspections are required and a good, thorough inspection can help keep you alive. Walk Around the Truck.  Whenever you stop for fuel or food, walk around the truck. READ MORE >>

It's not enough to have a business up and running, or one that you're passionate about. You also need to market it to keep a steady stream of clients coming through your doors, or virtual checkout. Here are nine ways in which you can keep that pipeline full: 1. Network regularly. READ MORE >>

Should you expect a rate increase in 2019 on your commercial auto policy? Probably yes, as most insurance companies are struggling to be profitable in this line of insurance. Progressive Insurance Company, however, seems to be an exception. Progressive examines much data and stays ahead of loss trends, rather than playing catch-up like most companies. READ MORE >>

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