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C.T. Lowndes & Company Blog

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When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such as leaks that can cause you to lose the inventory in your business. READ MORE >>

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. READ MORE >>

It’s that time of the year again! Boaters everywhere are itching to get back out on the water and enjoy the warm weather. But wait! Don’t forget to prepare properly for your first voyage this season. Let’s talk about a few key steps to take to prepare your boat and avoid trouble on the water. READ MORE >>

A small leak is all it takes. Within a short amount of time, the insulation in a roof can develop mold. The interior of the roof may have structural deficiencies as a result. When a situation like this occurs, it becomes essential to find a solution. Home insurance may not cover this type of damage. READ MORE >>

One of the fastest growing small business sectors is the independent grocer. Gone are the days when only the large retailers could capture a customer base. Today’s consumer is after not just affordable products, but also specialization. Small town grocers offer this. However, these are high-risk businesses. READ MORE >>

Follow these great tips when preparing your new driver for the road! 1.       Create the right environment – Any driver should create an environment with as little distraction as possible. This means putting the cell phone away, keeping the radio at a low volume, start driving with only one passenger. READ MORE >>

Whiplash is a painful, debilitating condition that occurs as a result of rapid back and forth movement of the head. A rear-ending car crash is a common instance in which whiplash occurs. If it happens to you, you may begin to feel pain a day or so after. What should you do if you develop this condition? READ MORE >>

A smart home is one that provides information and communicates with you no matter where you are. These are growing in popularity today. A wide range of versions are available. Each one seems to do something unique. If you are thinking about the investment in a smart home system of any type, it helps to know what the benefits are. READ MORE >>

Ring® is one of the more well-known doorbell cameras. This device aims to provide you with a video feed outside your front door. Some provide real-time video. Others offer photos whenever someone presses your doorbell. What should you know if you plan to buy one? READ MORE >>

If you own a vehicle, you should have auto insurance on it. This is true even if you have a suspended license. In all situations, if you do not have an active license, you should not drive. That does not mean you have to sell your cars, though. Instead, you need to maintain proper insurance coverage from the right agency. READ MORE >>

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