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C.T. Lowndes & Company Blog

View the latest blog posts from C.T. Lowndes & Company.

This is a brief explanation as to how to understand Motor Truck (Truckers) Cargo insurance. Motor truck cargo Insurance protects the goods that you are hauling from damage and theft. Your client (the owner of the cargo) will want to make sure their goods arrive safely at their destination or that you have insurance in place to reimburse the client if the goods do not make it. READ MORE >>

   As truckers ply the roads of South Carolina from Myrtle Beach to Charleston to Summerville and Walterboro and beyond, they use some interesting terminology to describe their rigs and industry.   These terms provide an interesting look as to how the trucking industry works. READ MORE >>

First of all, in our politically correct climate, the term Motor Carrier is just the new and more acceptable name for what we used to call Truckers. There is a multitude of abbreviations regarding Truckers regulations and Truckers insurance and it can all be very confusing!! READ MORE >>

  It really did snow in Charleston, South Carolina on January 3!  About 5 to 6 inches worth! Live Oak trees and Spanish moss and snow – that is an odd combination for sure! Absolutely amazing and such a beautiful sight to see – at least for the first day or so! READ MORE >>

The Revision of the flood maps for Edisto Beach and unincorporated areas of Colleton County near Edisto Beach in South Carolina establishes a new Base Flood Elevation (BFE) for almost all properties. Is the BFE important in rating a flood policy? READ MORE >>

The Greater Charleston Area, including Colleton, Dorchester, and Dorchester Counties, has experienced an unprecedented spell of very low freezing temperatures since 2018 began. The thaw will begin on Monday and that will be the time when damaged water pipes will become apparent. READ MORE >>

It seems like every organization asks for donations this time of year. How do you know which charity to give to? Some tips: ·         The IRS has a list of organizations eligible to receive tax deductible charitable contributions. Go to https://www.irs. READ MORE >>

Residents of South Carolina’s Edisto Beach community have long awaited the date of December 21, 2017 in anticipation of flood insurance premium reductions and potential refunds on their flood policies. Many home owners will see their property move from the high risk VE flood zone to the moderate risk AE flood zone. READ MORE >>

On December 1, 1972, Henry H. Lowndes, Jr. joined C.T. Lowndes and Company.  Today, Henry celebrates 45 years with the agency!  I sat down with him earlier this week for a conversation about his long-time career in insurance with C.T. Lowndes…   Sarah Lowndes: First, congrats on 45 years at C. READ MORE >>

  The Saturday after Thanksgiving is designated as Small Business Saturday, a reminder to buy locally rather than from the national outfits. Shopping at your local Mt. Pleasant, Summerville, Walterboro, or Charleston small retail store business helps your friends and neighbors, and the local economy. READ MORE >>

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