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C.T. Lowndes & Company Blog

View the latest blog posts from C.T. Lowndes & Company.

Flood risk isn’t only to building and personal property. Too many drivers quickly find themselves “over their heads” when encountering flooded roadways. And the risk of harm is greatly increased by assuming either the waters are too minor or their vehicle too large to be significantly affected. READ MORE >>

South Carolinian John C. Calhoun died. Calhoun served in the US Senate for a total of 16 years, was Vice President under John Quincy Adams, Secretary of War under James Monroe, and Secretary of State under James Tyler. California became the nation’s 31st state. American Express was founded by Henry Wells and William Fargo. READ MORE >>

What is Cyber liability? It is your company’s exposure to the costs and liability arising out of data breaches as a result of   1) malicious attacks against your computer network and   2) any form of unauthorized release, misuse, or failure to protect business or personally identifiable   information under your control. READ MORE >>

Thanks to Progressive Insurance Company, motorcyclists have an opportunity to understand when most motorcycle accidents occur and in what type accidents motorcycles are usually involved. Perhaps this information can help make your ride a more pleasant and safe one. READ MORE >>

I guess we have all heard about Uber!! This worldwide billion dollar company is certainly making the headlines! Uber is one of the Transportation Networking Companies that provides pre-arranged transportation services for compensation by using a smart-phone application to connect passengers with drivers using their personal vehicles. READ MORE >>

C. T. Lowndes & Company is now in its 165th year of operation. Charles T. Lowndes founded the insurance agency back in 1850 with an office located on Broad Street in Charleston, South Carolina. The agency has endured wars, hurricanes, an earthquake, recessions, and depressions and, in 2015, remains one of the leading independent insurance agencies in the Charleston area. READ MORE >>

Even owners of recreational watercraft must be concerned about liability resulting from a pollution incident involving their boat. Suppose your boats sinks and the oil and fuel leak out, thus polluting the waters. Are you aware of your potential liability from this oil spill? READ MORE >>

Many restaurants (or other businesses) have a policy that all tips received are put into a pool to be shared by all employees including cooks, dishwashers, etc. Many smaller establishments have a tip jar on the counter where customers place tips and the tips are then shared by every employee. READ MORE >>

It is the season for shopping and the season for giving. Sadly, it is also the season for thieving. One should be very careful when buying Christmas gifts and leaving them in a vehicle where they can be seen. Place gifts in the trunk or at least cover them with a cloth or blanket. READ MORE >>

What should you do if you are involved in an auto accident and power lines have fallen and lie on your vehicle? 1.      Stay in the car. Do not assume the power line is harmless simply because it is just sitting on the car. Downed lines do not always spark, smoke, or flop around like they do on TV! READ MORE >>

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