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C.T. Lowndes & Company Blog

View the latest blog posts from C.T. Lowndes & Company.

  The recent poor economic situation forced many folks to start up small businesses (part time or full time)  that are operated out of their home in order to generate more income and meet expenses.  Such businesses may be a consulting business of some sort, a tutoring service, a business in which you sell products, READ MORE >>

    All vehicles (both for personal and commercial use) registered in South Carolina are required to be insured while being operated on a public road.   What are the SC State minimum liability requirements for auto insurance?   READ MORE >>

What is the status of your Flood Insurance Refund? This is just an update to our 3/24/2014 blog entitled Are You Due a Refund on your Flood Insurance Policy? This is the latest information from FEMA. When will I expect to receive my refund? READ MORE >>

Summer time is here again and summer travels have begun. Lots of folks fly to distance places and rent a car to continue their vacations. And the age old question comes up – Do I need to buy the very expensive insurance offered by the rental car company? READ MORE >>

The arrival of hurricane season is a good time for everyone to review their insurance policies in order to avoid a shock after the big winds blow. Having a conversation with your agent is a good place to start your review. Damage to your vehicle from hurricanes winds, falling trees or limbs, or flooding is covered by the comprehensive coverage on the vehicle. READ MORE >>

June 1 is the official beginning of hurricane season and a good time to be reminded about hurricane type matters. In 2007, The South Carolina Legislature passed the Omnibus Coastal Property Insurance Reform Act. One aspect of this law was the establishment of the SC Hurricane Damage Mitigation program, or SC Safe Home. READ MORE >>

Standing on the broad expanse of Omaha Beach at low tide gives one a sense of the unbelievable task that faced so many young Americans on June 6, 1944. On a peaceful day in April of 2014, one tries to imagine, unsuccessfully, the long run across open sand with the Germans firing from the higher ground. READ MORE >>

C. T. Lowndes & Company has a new feature on its website at www.ctlowndes.com.  We have added a Make A Payment button to be used by you for making a payment to Safeco, Progressive, Grange, and Foremost Insurance Companies. By clicking on the link to the appropriate company, you will be able to make your payment online directly to the company. READ MORE >>

    The Biggert Waters Act Flood Reform Act of 2012 mandates some changes as of June 1, 2014. In most cases, policyholders are being given notice of these changes 90 days before renewal. These changes will still occur even though the Act has been since amended.    READ MORE >>

Are You Due a Refund on your Flood Insurance Policy? The Grimm-Waters Homeowner Flood Insurance Affordability Act , passed by the Senate and House of Representatives on March 13, 2014 and signed into Law by President Obama on March 21, 2014, reverses some of the sections of the Biggert-Waters Flood Reform Act of 2012 (BW-12). READ MORE >>

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