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C.T. Lowndes & Company Blog

View the latest blog posts from C.T. Lowndes & Company.

There is no question that the SC DMV rules regarding mandatory insurance can be a mystery at times! Here is some easy-to-understand information taken from the DMV website,, found under the “insurance” tab and entitled ‘Facts about Driving Uninsured”. READ MORE >>

Many years ago, back in the early 1980s, I had the privilege of serving on the Board of Directors of Goodwill Industries of Lower South Carolina and was the Board Chairman for 2 years, 1984-86, I believe. In the late 1970s, Goodwill had one retail store, on upper King Street in Charleston. READ MORE >>

Commercial businesses should be aware of a service provided by ServiceMaster of Charleston that will help them recover from a disaster. We are once again approaching hurricane season so this might be an opportune time to look into 866 RECOVER. READ MORE >>

I always write a note to my staff at C. T. Lowndes & Company about Memorial Day, urging all to pause a moment to remember those who have fallen in defense of our great country. This year’s note had a more intimate tone due to a personal experience. My wife and I recently traveled to France for a river cruise from Nice to Dijon. READ MORE >>

On May 4, my wife and I had the opportunity to drive to the Charleston International Airport to welcome home veterans who had visited the World War II and Korean War Memorials. The flight to and from Washington DC had been arranged and paid for by the Hero Flight program. READ MORE >>

The last blog talked about premium credits that may be available on your personal auto policy. Here are some credits that apply to homeowners policies. Again, keep in mind that not all companies offer every one of these discounts. Have your auto and home insurance with the same agent, have your home and auto coverage with the same insurance company. READ MORE >>

Although insurance premiums increase all the time, insurance companies do give many discounts that allow your premium to be reduce. You are probably familiar with credits for multicar cars on one policy, good student discounts, and claim free discounts but there are many other discounts as well. READ MORE >>

Why is my Flood insurance premium going up? In a nutshell, the National Flood Insurance Program (NFIP) is broke! Hurricane Katrina (2005) caused the program to rack up massive debt ($18 billion) and Super Storm Sandy of 2012 has added to the debt. READ MORE >>

Have you wondered why your insurance premiums keep going up? Well, the weather is one of the main reasons! In 2012, there were 11 weather –related events that caused over $1 billion in damages, per event! Now not all of the incurred damages were covered by insurance but many were insured! READ MORE >>

Do you carry a vehicle fire extinguisher as part of your car safety Kit? Did you know? Approximately one in seven fires responded to by fire departments across the nations is a highway vehicle fire. (USAF) The leading factor contributing to the ignition of highway vehicle fires was mechanical failure. READ MORE >>

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