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Take a walk around the exterior of your home. Do you have spigots present that provide a source of water outside for the home? What you may not realize is that they create a real danger to the interior of your home, too. While home insurance may cover burst pipes, minimizing the damage risk is essential. READ MORE >>

Some things to think about while you are out doing your holiday shopping.   Ø  Your debit card is your worst enemy. Think about it. If someone steals the card, they have direct access to your bank account!!   Ø  Limit use of checks. READ MORE >>

Are you responsible for another person’s injuries if they happen on your property? Initially, you may believe the answer is yes. But, there are some limitations. If a trespasser enters your property, you still have some responsibility for providing a safe space. READ MORE >>

When an accident occurs, do the right thing. Report it. Call the police to get an official statement over what happened on record. Be sure to file a police report. Then, call your auto insurance agent. The fact is, if you do not report it, chances are they will learn about it anyway. READ MORE >>

The Low Country has had a mild, almost non-existent, winter so far but it is always best to plan ahead. If we do get a spell of cold weather that knocks the temp down to the high teens or low 20s, you should know how to prevent pipes from freezing and breaking. Such temperatures can cause pipes to burst. READ MORE >>

Do you want to find a way to reduce your home insurance costs? One way to do so is with a new home security system. Adding security means reducing risks. Home insurance companies often value this. A home that is safe is one less likely to see numerous claims for vandalism and break-ins. READ MORE >>

It is the season for shopping and the season for giving. Sadly, it is also the season for thieving. One should be very careful when buying Christmas gifts and leaving them in a vehicle where they can be seen. Place gifts in the trunk or at least cover them with a cloth or blanket. READ MORE >>

Starting a new business means fantastic new opportunities. For many people who love pets, providing pet sitting and grooming services is a great way to build a business. But, what type of business insurance do startup pet groomers and pet sitters need? Having proper business insurance is essential. READ MORE >>

Auto insurance companies use credit scores to determine the risk of a vehicle owner. Those with good credit scores could save money. It is always wise to work to boost your credit score. It could help reduce what you have to pay each month. But, how do you do so? Before you renew your policy, consider these tips. READ MORE >>

Your parents are getting older. You worry they may not be as skilled behind the wheel like they used to be. In situations like this, many people want to know what to do. And, how do you know when your senior loved one is no longer safe behind the wheel? Your auto insurance provider needs to know this information as well. READ MORE >>

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