C.T. Lowndes & Company Blog
View the latest blog posts from C.T. Lowndes & Company.
Monday, April 9, 2018Following up on the last blog, instead of crashing into a tree, your out-of-control crashes into your neighbor’s 2018 Lexus, causing a good bit of cosmetic damage, scratches, dents, etc. Will your homeowners policy pay for the damages to the Lexus? READ MORE >>
Thursday, April 5, 2018Keeping your home in good condition is a goal and responsibility of every homeowner. You have home insurance to help minimize losses that you cannot prevent.
This type of policy covers unexpected and accidental risks. It does not cover incidents that result from the normal wear and tear of your home. READ MORE >>
Wednesday, April 4, 2018Drones are also called unmanned aircraft, unmanned aerial vehicles (UAVs), unmanned aircraft systems (UASes) or flying robots. You have purchased a $1,000 drone just to have fun with. While flying the drone one afternoon, it gets out of control and crashes into a tree and is a total loss. READ MORE >>
Tuesday, April 3, 2018There are many ways to save money on auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. That is not always the case.
Being a smart driver means knowing what discount options are available to you. You may find a wide range of savings opportunities to help reduce your premium. READ MORE >>
Monday, April 2, 2018 Having proper insurance for your drone operation is very important. Things to know: · “Whole Coverage” means insuring the drone itself (it crashes and is a total loss) plus general liability (it crashes and damages someone property or hurts someone). READ MORE >>
Thursday, March 29, 2018Understanding the specific terms of home insurance is important. Some policies offer inflation guard. This is a type of endorsement, or add-on, to your plan. In many areas, it is very valuable.
The goal of insurance is to protect you from financial loss. Most policies are static. READ MORE >>
Tuesday, March 27, 2018As you’re growing your business, understanding your insurance is important. A lot of business owners have a question, however. Are the premiums you’re paying for a business insurance policy tax-deductible?
In short: Yes, business insurance premiums are often tax-deductible. READ MORE >>
Tuesday, March 27, 2018Does your Business utilize a Drone? If your business is currently using a drone in its operations or if you are contemplating the purchase and use of a drone, here are some thing you should know. · A drone is classified as an aircraft. READ MORE >>
Thursday, March 22, 2018Who caused the accident? In some situations, it does not matter as much. When a vehicle accident occurs, one of the first steps you must take as a driver is to contact the police. The police arrive at the location. They inspect both vehicles. And, eventually, they determine who caused the accident.
READ MORE >>
Tuesday, March 20, 2018You rely on your home appliances every day. When they fail to work, it can be expensive to repair them. In some situations, home insurance may offer some financial help. However, routine maintenance is often not a coverage on standard homeowners insurance policies. READ MORE >>