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C.T. Lowndes & Company Blog

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      After Hurricane Matthew brushed the coast line of South Carolina on October 8, it was discovered that Edisto Beach was particularly hard hit by hurricane winds and storm surge.   This was a concern to the staff at C. T. READ MORE >>

This past weekend, Esther and I had the pleasure of attending a wedding of a dear friend. The wedding was held in a hollow hidden deep in the rolling hills of central Tennessee, and was a very unique and delighted experience.  READ MORE >>

Congratulations to Governor Haley for having the wisdom to order the evacuation prior to Hurricane Matthew’s arrival in South Carolina. She and her staff were dead on in the assessment of the situation. The evacuation plan seemed to have worked very well. READ MORE >>

        C.T. Lowndes & Company owners and staff along with a team from Frontline Insurance and ServiceMaster of Charleston spent the day at Edisto Beach, SC surveying damage from Hurricane Matthew. READ MORE >>

You have assessed your hurricane damages and filed your insurance claim. What now? Some tips: Be patient while waiting for an adjuster. Remember this storm affected hundreds of miles of coastline from Florida to South Carolina and adjusters are swamped with claims. Adjusters do see the policyholders with the most damage first. READ MORE >>

Many homes, particularly those on beaches, had flood waters come into the areas below the elevated floor of the dwelling. The waters rose, then fell, leaving behind a mess. Casualties of the flooding include the drywall in the enclosed space and any appliances in the enclosure. READ MORE >>

HURRICANE MATTHEW – INSURANCE CLAIMS The storm has passed and it is time to assess damages. Hopefully, your damages are minimal. Here are some things to keep in mind. 1)      Know what your insurance policy’s wind deductible is. READ MORE >>

In the event of a severe hurricane hit in South Carolina or another major flooding event, many folks will evacuate the area.  After the hurricane or flood, everyone is anxious to get home as quickly as possible. But how do you know what roads are passable or what bridges are closed to traffic? READ MORE >>

Last Thursday night, my wife, Esther, and I joined our son-in-law Brad Taylor for a ride on one of the rivers in the Ace Basin.   On a night that was cloudy and yielding only a glimmer of a sunset, we launched right at sundown. Traveling with the current towards the ocean, we sped along for about 20 minutes until Brad stopped the engines. READ MORE >>

There is a little know Veterans Rehabilitation Program funded by the Federal Home Loan Bank which provides financial assistance to veterans who need to make repairs to their primary residence. This program is for low income vets or surviving spouse and the money available can be as much as $15,000. READ MORE >>

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