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C.T. Lowndes & Company Blog

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Lisbon, or Lisboa, is the capitol and largest city of Portugal. Much of Lisbon was destroyed in the 1755 earthquake. Lisbon is from whence the famous Portuguese explorers like Vasco Da Gama and Ferdinand Magellan sailed as they explored the unknown world between the 14th and 16th centuries. READ MORE >>

Every driver should operate a safe vehicle. When this does not happen, accidents are more likely. You can avoid car accidents by being proactive about protecting the car. Drivers have auto insurance to help minimize the risk of having to pay for damage to many risks. Yet, it is far easier to simply prevent them. READ MORE >>

Flash floods are only a concern for areas near streams and rivers.   FALSE. Flash flooding is caused by heavy rainfall. Flash flood are the most dangerous kinds of floods because they combine the destructive power of floodwaters with incredible speed.   READ MORE >>

Preparing for a workers' compensation audit can seem overwhelming. If your business insurance provider requires an audit, you’ll need to prepare. Fortunately, workers' compensation audits usually aren’t too difficult to manage. Below, we’ll cover the important facts about them. READ MORE >>

As a homeowner, you believe you own your home. When you buy it, you assume that you can do so without risk or fear of someone else claiming it. Yet, there are risks associated with purchasing any structure. Title insurance is a type of protection that can minimize this key risk. READ MORE >>

The term “100-year flood” means a flood event might occur only once every 100 years, “500-year flood” once every 500 years, and a “1000-year flood” once every 1000 years.   FALSE. These terms, from the 1960s, are rather outdated and misleading misnomers. READ MORE >>

As you shop, a driver sideswipes your vehicle in the parking lot. They leave. What are your options? Private property damage is not uncommon. It can occur at your home, in a parking lot, or just about any other location. The police may be able to help. Your auto insurance agent can help you, too, depending on the type of insurance you have. READ MORE >>

In most situations, obtaining financial support from your home insurance policy is straightforward. If something happens, you file a claim with your agent. Your agent processes this information with the insurer directly. They provide you with a check for the damages. However, there are times when a denial can occur. READ MORE >>

People who live along the coastline or in tropical climates are at a high risk for flooding, but those who live inland do not really have to worry much about it.   FALSE.  Flood Disasters in Inland States are more common than you might think. READ MORE >>

Drivers want low auto insurance rates. No one wants to overpay for them. Yet, rates vary significantly from one driver to the next. They also vary by location. If you paid one rate in New York, you may pay less if you lived in Vermont. Rates can even vary from town to town, from neighborhood to neighborhood. READ MORE >>

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