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C.T. Lowndes & Company Blog

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Providing a safe place for visitors to arrive at your home is important. If you invite guests to your home to relax on your patio, they expect to be safe doing so. Accidents can occur anywhere. If you have ample home insurance, however, you might not have to worry about those risks. READ MORE >>

Businesses face a slew of risks, annually. Even if you’re an optimist, you should prepare for the worst. One of the ways to do so is with business insurance. Before deciding on a policy, you should pinpoint the biggest dangers to your business. Below, we’ve outlined the five biggest pitfalls you might fact as a business provider. READ MORE >>

POSITION RESPONSIBILITIES: A Commercial Lines CSR and/or Account Manager assists in the support and production on new commercial lines accounts and the retention of existing accounts. In addition to providing exceptional customer service, additional responsibilities for this position include, but... READ MORE >>

A visit to Congaree National Park in Richland County, South Carolina, is a visit to the past, before the era of logging and the destruction of most of the virgin forestland in South Carolina. Congaree NP, about 27,000 acres, is the largest stand of old growth bottom hardwood forest in the United States. READ MORE >>

This is a brief explanation as to how to understand Motor Truck (Truckers) Cargo insurance. Motor truck cargo Insurance protects the goods that you are hauling from damage and theft. Your client (the owner of the cargo) will want to make sure their goods arrive safely at their destination or that you have insurance in place to reimburse the client if the goods do not make it. READ MORE >>

   As truckers ply the roads of South Carolina from Myrtle Beach to Charleston to Summerville and Walterboro and beyond, they use some interesting terminology to describe their rigs and industry.   These terms provide an interesting look as to how the trucking industry works. READ MORE >>

First of all, in our politically correct climate, the term Motor Carrier is just the new and more acceptable name for what we used to call Truckers. There is a multitude of abbreviations regarding Truckers regulations and Truckers insurance and it can all be very confusing!! READ MORE >>

  It really did snow in Charleston, South Carolina on January 3!  About 5 to 6 inches worth! Live Oak trees and Spanish moss and snow – that is an odd combination for sure! Absolutely amazing and such a beautiful sight to see – at least for the first day or so! READ MORE >>

The Revision of the flood maps for Edisto Beach and unincorporated areas of Colleton County near Edisto Beach in South Carolina establishes a new Base Flood Elevation (BFE) for almost all properties. Is the BFE important in rating a flood policy? READ MORE >>

The Greater Charleston Area, including Colleton, Dorchester, and Dorchester Counties, has experienced an unprecedented spell of very low freezing temperatures since 2018 began. The thaw will begin on Monday and that will be the time when damaged water pipes will become apparent. READ MORE >>

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