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C.T. Lowndes & Company Blog: auto insurance

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·         Take a deep breath- As much as possible, relax and assess your current situation. Check for any injuries even if you do not feel pain. Adrenaline can often mask the pain caused by an injury in a car crash. Consider going to the hospital to be assessed. READ MORE >>

Transportation Networking Companies, such as Uber and Lfyt, provide pre-arranged transportation services for compensation by using a smart-phone application to connect passengers with drivers using their personal vehicles. This is commonly known as ridesharing and sort of takes the place of a taxi. READ MORE >>

Did you know that you should not use cruise control when driving on wet or icy roads? A 36 year old female had an accident several weeks ago. It was raining, though not excessively when her car suddenly began to hydro-plane and literally flew through the air. She was not seriously injured but very stunned at the sudden occurrence! READ MORE >>

Each year there are about 500,000 deer/auto collisions in the United States. Over 100 people are killed and thousands injured. The average collision costs about $2,000 in car repairs.   Close to 50% of deer/vehicle collision occur in the months of October, November, December, and January. READ MORE >>

I guess we have all heard about Uber!! This worldwide billion dollar company is certainly making the headlines! Uber is one of the Transportation Networking Companies that provides pre-arranged transportation services for compensation by using a smart-phone application to connect passengers with drivers using their personal vehicles. READ MORE >>

The recent heavy and frequent rains have created a couple of headline-making sinkholes in the area. Does the standard ISO HO-3 or DP-3 policy provide coverage if a house falls into a sinkhole? The short answer is “No“. Under General Exclusions, the Earth Movement section excludes “any other earth movement including earth sinking…” READ MORE >>

Although insurance premiums increase all the time, insurance companies do give many discounts that allow your premium to be reduce. You are probably familiar with credits for multicar cars on one policy, good student discounts, and claim free discounts but there are many other discounts as well. READ MORE >>

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