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C.T. Lowndes & Company Blog: auto

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Chris Campbell, insurance agent with C. T. Lowndes & Company, has been bestowed the designation of Transportation Risk Specialist, or TRS. The Motor Carrier Insurance Education Foundation is solely dedicated to providing education and assistance to insurance professionals like Chris who spe... READ MORE >>

Transportation Networking Companies, such as Uber and Lfyt, provide pre-arranged transportation services for compensation by using a smart-phone application to connect passengers with drivers using their personal vehicles. This is commonly known as ridesharing and sort of takes the place of a taxi. READ MORE >>

Did you know that you should not use cruise control when driving on wet or icy roads? A 36 year old female had an accident several weeks ago. It was raining, though not excessively when her car suddenly began to hydro-plane and literally flew through the air. She was not seriously injured but very stunned at the sudden occurrence! READ MORE >>

Each year there are about 500,000 deer/auto collisions in the United States. Over 100 people are killed and thousands injured. The average collision costs about $2,000 in car repairs.   Close to 50% of deer/vehicle collision occur in the months of October, November, December, and January. READ MORE >>

I guess we have all heard about Uber!! This worldwide billion dollar company is certainly making the headlines! Uber is one of the Transportation Networking Companies that provides pre-arranged transportation services for compensation by using a smart-phone application to connect passengers with drivers using their personal vehicles. READ MORE >>

What should you do if you are involved in an auto accident and power lines have fallen and lie on your vehicle? 1.      Stay in the car. Do not assume the power line is harmless simply because it is just sitting on the car. Downed lines do not always spark, smoke, or flop around like they do on TV! READ MORE >>

In many areas of South Carolina, the booming population has caused an increase in traffic and traffic jams are becoming more and more common. Many traffic jams are caused by vehicles involved in minor accidents being left on the roadway and blocking traffic. READ MORE >>

    All vehicles (both for personal and commercial use) registered in South Carolina are required to be insured while being operated on a public road.   What are the SC State minimum liability requirements for auto insurance?   READ MORE >>

The arrival of hurricane season is a good time for everyone to review their insurance policies in order to avoid a shock after the big winds blow. Having a conversation with your agent is a good place to start your review. Damage to your vehicle from hurricanes winds, falling trees or limbs, or flooding is covered by the comprehensive coverage on the vehicle. READ MORE >>

The recent heavy and frequent rains have created a couple of headline-making sinkholes in the area. Does the standard ISO HO-3 or DP-3 policy provide coverage if a house falls into a sinkhole? The short answer is “No“. Under General Exclusions, the Earth Movement section excludes “any other earth movement including earth sinking…” READ MORE >>

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