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C.T. Lowndes & Company Blog: boat insurance

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When one thinks of cold ocean or river water, you might be thinking about water than is icy and frigid. Are you aware that water does not have to be extremely cold to cause hypothermia? Any water that is colder than normal body temperature (98.6) can cause heat loss. READ MORE >>

Even owners of a recreational watercraft must be concerned about liability resulting from a pollution incident involving their boat. Suppose your boats sinks and the oil and fuel leak out, thus polluting the waters. Are you aware of your potential liability from this oil spill? READ MORE >>

Warm weather is coming to the Charleston SC area and folks will soon be out in their boats. Here are some safety reminders and tips for safe boating: ·         Know the federal, state, and local laws and regulations for South Carolina waters. READ MORE >>

It’s that time of the year again! Boaters everywhere are itching to get back out on the water and enjoy the warm weather. But wait! Don’t forget to prepare properly for your first voyage this season. Let’s talk about a few key steps to take to prepare your boat and avoid trouble on the water. READ MORE >>

 What on earth does that mean? By definition, bundling means to “tie or roll up a number of things together”. So bundling your insurance policies means having all your insurance (automobile, home, boats, motorcycles, etc.) with one insurance company. What companies bundle policies? READ MORE >>

Did you know that more boating accidents occur on the Fourth of July holiday that at any other time? July 5th leads the way followed by July 4 and then July 6. The waterways are congested with high speed boats and inexperienced operators. Add in the alcohol factor along with the hot sun and one has all the ingredients for a disaster. READ MORE >>

Even owners of recreational watercraft must be concerned about liability resulting from a pollution incident involving their boat. Suppose your boats sinks and the oil and fuel leak out, thus polluting the waters. Are you aware of your potential liability from this oil spill? READ MORE >>

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