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C.T. Lowndes & Company Blog: business insurance

View the latest blog posts from C.T. Lowndes & Company.

  The Saturday after Thanksgiving is designated as Small Business Saturday, a reminder to buy locally rather than from the national outfits. Shopping at your local Mt. Pleasant, Summerville, Walterboro, or Charleston small retail store business helps your friends and neighbors, and the local economy. READ MORE >>

  Church fires have been in the news recently and I came across some interesting and surprising facts recently while reading an insurance magazine. SLED determined that lightning caused the fire that burned the Greeleyville Church on July 2. The church pastor had originally said the church burned due to lightning. READ MORE >>

A recent report states that 4 out of 10 small businesses are likely to experience an insurance loss in the next 10 years. This report was a very thorough one that looked at more than a million insurance policies over a 5 year period. The most common cause of loss was burglary and theft, affecting 20% of the businesses. READ MORE >>

Has your small business  been a victim of a cyber attack?  A recent study indicated over 50% of small businesses have been victims of a hacking attack. Do you think an annual subscription to McAfee, Symantec, or Norton will protect you? Do you think hacking won’t happen to you? READ MORE >>

  To some extent, the insurance portfolio for a church is similar to insurance required by any commercial business. On the other hand, churches have very specific needs uncommon to other types of risks.   Churches need property insurance for the church building itself plus separate buildings such as a parish hall or rectory. READ MORE >>

  The recent poor economic situation forced many folks to start up small businesses (part time or full time)  that are operated out of their home in order to generate more income and meet expenses.  Such businesses may be a consulting business of some sort, a tutoring service, a business in which you sell products, READ MORE >>

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