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C.T. Lowndes & Company Blog: car insurance

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Follow these great tips when preparing your new driver for the road! 1.       Create the right environment – Any driver should create an environment with as little distraction as possible. This means putting the cell phone away, keeping the radio at a low volume, start driving with only one passenger. READ MORE >>

It is the time for your teenager to get a car. How do you know which vehicle to purchase? Take a look at the website for the Insurance Institute of Highway Safety (www.iihs.org) and type in “best vehicle for your teen”. 83% of parents buy their teen a used car. READ MORE >>

It is the season for shopping and the season for giving. Sadly, it is also the season for thieving. One should be very careful when buying Christmas gifts and leaving them in a vehicle where they can be seen. Place gifts in the trunk or at least cover them with a cloth or blanket. READ MORE >>

Each year there are about 2,400 deer/auto collisions in South Carolina. The average collision costs about $2,000 in car repairs.   Close to 50% of deer/vehicle collision occur in the months of October, November, December, and January. This is the mating season for deer. READ MORE >>

 What on earth does that mean? By definition, bundling means to “tie or roll up a number of things together”. So bundling your insurance policies means having all your insurance (automobile, home, boats, motorcycles, etc.) with one insurance company. What companies bundle policies? READ MORE >>

·         Check blind spots- Motorcycles are small and can often be difficult to spot. Make sure to fully check you blind spot before merging, as motorcycles can be hidden by even the smallest of gaps in visibility. READ MORE >>

·         Take a deep breath- As much as possible, relax and assess your current situation. Check for any injuries even if you do not feel pain. Adrenaline can often mask the pain caused by an injury in a car crash. Consider going to the hospital to be assessed. READ MORE >>

Transportation Networking Companies, such as Uber and Lfyt, provide pre-arranged transportation services for compensation by using a smart-phone application to connect passengers with drivers using their personal vehicles. This is commonly known as ridesharing and sort of takes the place of a taxi. READ MORE >>

    All vehicles (both for personal and commercial use) registered in South Carolina are required to be insured while being operated on a public road.   What are the SC State minimum liability requirements for auto insurance?   READ MORE >>

Although insurance premiums increase all the time, insurance companies do give many discounts that allow your premium to be reduce. You are probably familiar with credits for multicar cars on one policy, good student discounts, and claim free discounts but there are many other discounts as well. READ MORE >>

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