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C.T. Lowndes & Company Blog: flood

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The FEMA flood map for Dorchester County became effective on July 18, 2017 and resulted in very few changes. The revised Berkeley County flood maps were effective on December 7, 2018. The map changes affected two main areas. One was Pimlico Subdivision on the western branch of the Cooper River. READ MORE >>

Our so efficient federal government is at it again! In an era of rising sea levels, FEMA is moving many properties into lower risk flood zones!!  Makes sense, does it not?? Here are the facts. Probably the first quarter of 2019 (exact date unknown at this time), new flood maps will be in use for Charleston County. READ MORE >>

The only way to really know if a flood or potential flood is a threat to me personally is through reporting by my local news and media.   FALSE. Local news and media are good sources of information but are subject to outages and interruptions. Wireless Emergency Advisories are available on your mobile device, and are free. READ MORE >>

A pickup or a large SUV can safely drive through floodwater.   FALSE.  12 inches of water can carry off a small car. 18 inches can sweep away the SUV! Moreover, the road beneath the water may be damaged and the water much deeper than it appears. Do not take the risk. READ MORE >>

Flash floods are only a concern for areas near streams and rivers.   FALSE. Flash flooding is caused by heavy rainfall. Flash flood are the most dangerous kinds of floods because they combine the destructive power of floodwaters with incredible speed.   READ MORE >>

The term “100-year flood” means a flood event might occur only once every 100 years, “500-year flood” once every 500 years, and a “1000-year flood” once every 1000 years.   FALSE. These terms, from the 1960s, are rather outdated and misleading misnomers. READ MORE >>

The Revision of the flood maps for Edisto Beach and unincorporated areas of Colleton County near Edisto Beach in South Carolina establishes a new Base Flood Elevation (BFE) for almost all properties. Is the BFE important in rating a flood policy? READ MORE >>

Residents of South Carolina’s Edisto Beach community have long awaited the date of December 21, 2017 in anticipation of flood insurance premium reductions and potential refunds on their flood policies. Many home owners will see their property move from the high risk VE flood zone to the moderate risk AE flood zone. READ MORE >>

The National Flood Insurance Program (NFIP) flood map revision effective date is arriving fast and Henry H. Lowndes, Jr. and William Hackett III of the independent insurance agency, C. T. Lowndes & Company, recently discussed some issues involving the revision. READ MORE >>

Many homes, particularly those on beaches, had flood waters come into the areas below the elevated floor of the dwelling. The waters rose, then fell, leaving behind a mess. Casualties of the flooding include the drywall in the enclosed space and any appliances in the enclosure. READ MORE >>

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