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C.T. Lowndes & Company Blog: home insurance

View the latest blog posts from C.T. Lowndes & Company.

Spring is here and you will hopefully be spending plenty of time outside. For many, the yard is the favorite spot of their home, a place to enjoy the weather, cook out, play fun games, and spend time with the family. It is important to make sure that this is a safe environment so that these great times aren’t interrupted by accidents or injuries. READ MORE >>

The Low Country has had a mild, almost non-existent, winter so far but it is always best to plan ahead. If we do get a spell of cold weather that knocks the temp down to the high teens or low 20s, you should know how to prevent pipes from freezing and breaking. Such temperatures can cause pipes to burst. READ MORE >>

It is the season for shopping and the season for giving. Sadly, it is also the season for thieving. One should be very careful when buying Christmas gifts and leaving them in a vehicle where they can be seen. Place gifts in the trunk or at least cover them with a cloth or blanket. READ MORE >>

Do not let thieves, or other things, spoil your holidays. Here are some precautions you can take. ·         Always make your home appears occupied. Leave lights on, have timers set for lights if you are away for a few days. Leave a car in the driveway. READ MORE >>

Fall is here! While we are still waiting for cooler weather, it’s not too early to get a jump on planning your fall chores. We’ve made a to-do list of things that you should accomplish this fall and in preparation for winter. READ MORE >>

 What on earth does that mean? By definition, bundling means to “tie or roll up a number of things together”. So bundling your insurance policies means having all your insurance (automobile, home, boats, motorcycles, etc.) with one insurance company. What companies bundle policies? READ MORE >>

  Halloween is around the corner and kids will be canvassing your neighborhood with their parents on the trick or treat trail. You should be sure your home does not present hazards that could lead to an injured child or adult. In their excitement, kids may run across your lawn in their dash to your front door. READ MORE >>

The last blog talked about premium credits that may be available on your personal auto policy. Here are some credits that apply to homeowners policies. Again, keep in mind that not all companies offer every one of these discounts. Have your auto and home insurance with the same agent, have your home and auto coverage with the same insurance company. READ MORE >>

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