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C.T. Lowndes & Company Blog: hurricane

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      After Hurricane Matthew brushed the coast line of South Carolina on October 8, it was discovered that Edisto Beach was particularly hard hit by hurricane winds and storm surge.   This was a concern to the staff at C. T. READ MORE >>

Congratulations to Governor Haley for having the wisdom to order the evacuation prior to Hurricane Matthew’s arrival in South Carolina. She and her staff were dead on in the assessment of the situation. The evacuation plan seemed to have worked very well. READ MORE >>

        C.T. Lowndes & Company owners and staff along with a team from Frontline Insurance and ServiceMaster of Charleston spent the day at Edisto Beach, SC surveying damage from Hurricane Matthew. READ MORE >>

You have assessed your hurricane damages and filed your insurance claim. What now? Some tips: Be patient while waiting for an adjuster. Remember this storm affected hundreds of miles of coastline from Florida to South Carolina and adjusters are swamped with claims. Adjusters do see the policyholders with the most damage first. READ MORE >>

Many homes, particularly those on beaches, had flood waters come into the areas below the elevated floor of the dwelling. The waters rose, then fell, leaving behind a mess. Casualties of the flooding include the drywall in the enclosed space and any appliances in the enclosure. READ MORE >>

HURRICANE MATTHEW – INSURANCE CLAIMS The storm has passed and it is time to assess damages. Hopefully, your damages are minimal. Here are some things to keep in mind. 1)      Know what your insurance policy’s wind deductible is. READ MORE >>

In the event of a severe hurricane hit in South Carolina or another major flooding event, many folks will evacuate the area.  After the hurricane or flood, everyone is anxious to get home as quickly as possible. But how do you know what roads are passable or what bridges are closed to traffic? READ MORE >>

The tropical oceans have become active and we all need to be prepared for storm conditions. There are multiple sites giving hurricane preparedness tips. Be sure you have a plan for your family. That includes a plan for your pets as well!!   If your property sustains damage from winds or water, you will need to call your insurance agent or company. READ MORE >>

The arrival of hurricane season is a good time for everyone to review their insurance policies in order to avoid a shock after the big winds blow. Having a conversation with your agent is a good place to start your review. Damage to your vehicle from hurricanes winds, falling trees or limbs, or flooding is covered by the comprehensive coverage on the vehicle. READ MORE >>

June 1 is the official beginning of hurricane season and a good time to be reminded about hurricane type matters. In 2007, The South Carolina Legislature passed the Omnibus Coastal Property Insurance Reform Act. One aspect of this law was the establishment of the SC Hurricane Damage Mitigation program, or SC Safe Home. READ MORE >>

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