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C.T. Lowndes & Company Blog: insurance

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This is a brief explanation as to how to understand Motor Truck (Truckers) Cargo insurance. Motor truck cargo Insurance protects the goods that you are hauling from damage and theft. Your client (the owner of the cargo) will want to make sure their goods arrive safely at their destination or that you have insurance in place to reimburse the client if the goods do not make it. READ MORE >>

   As truckers ply the roads of South Carolina from Myrtle Beach to Charleston to Summerville and Walterboro and beyond, they use some interesting terminology to describe their rigs and industry.   These terms provide an interesting look as to how the trucking industry works. READ MORE >>

First of all, in our politically correct climate, the term Motor Carrier is just the new and more acceptable name for what we used to call Truckers. There is a multitude of abbreviations regarding Truckers regulations and Truckers insurance and it can all be very confusing!! READ MORE >>

The Revision of the flood maps for Edisto Beach and unincorporated areas of Colleton County near Edisto Beach in South Carolina establishes a new Base Flood Elevation (BFE) for almost all properties. Is the BFE important in rating a flood policy? READ MORE >>

Chris Campbell, insurance agent with C. T. Lowndes & Company, has been bestowed the designation of Transportation Risk Specialist, or TRS. The Motor Carrier Insurance Education Foundation is solely dedicated to providing education and assistance to insurance professionals like Chris who spe... READ MORE >>

FEMA has drawn up new flood maps for the coastal areas of South Carolina and these maps will become effective in the next year or so. The maps for the Town of Edisto Beach and the unincorporated areas of Coleton County will be effective on Dec. 21, 2017. READ MORE >>

What are the odds that you will be sued? Do you understand the risks that you face each day? First of all, you do not need to be a millionaire to be sued. All you need to do is drive and work!! If you watch television commercials, you have an idea of what you are up against. READ MORE >>

You live in Summerville, SC and your daughter has graduated from high school and is off the college in a few weeks. You are helping her pack clothes, computers, etc. and remember the recent fire in downtown Charleston that destroyed the home where several college students were living. READ MORE >>

The South Carolina  department of motor vehicles requires a golf cart to carry liability insurance if driven on secondary roads.  The speed limit on secondary roads or highways can not exceed 35 miles an hour. You must have a valid driver's license and be at least 16 years old.  READ MORE >>

    Esther and I recently visited to Old Sheldon Church, located near Yemassee, SC. The ruins of this very old church are amazing and beautiful in their splendor.  It excites the imagination to think what the church actually looked like when first constructed in the 1750s. READ MORE >>

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