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C.T. Lowndes & Company Blog: insurance

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It is the time for your teenager to get a car. How do you know which vehicle to purchase? Take a look at the website for the Insurance Institute of Highway Safety (www.iihs.org) and type in “best vehicle for your teen”. 83% of parents buy their teen a used car. READ MORE >>

The FEMA flood map for Dorchester County became effective on July 18, 2017 and resulted in very few changes. The revised Berkeley County flood maps were effective on December 7, 2018. The map changes affected two main areas. One was Pimlico Subdivision on the western branch of the Cooper River. READ MORE >>

Our so efficient federal government is at it again! In an era of rising sea levels, FEMA is moving many properties into lower risk flood zones!!  Makes sense, does it not?? Here are the facts. Probably the first quarter of 2019 (exact date unknown at this time), new flood maps will be in use for Charleston County. READ MORE >>

Break-ins can happen to anyone at any time. They often leave you and your family feeling angry, violated, confused, and worried. In 2016 alone, almost 8 million homes reported a property related crime. Apartments can be especially dangerous given the close proximity to many strangers. READ MORE >>

If there is a possibility of a hurricane in your area, follow these tips for pre-hurricane safety. ·         Always attempt to evacuate if suggested. Know your evacuation routs ahead of time. ·         Pay close attention to local news. READ MORE >>

·         Check blind spots- Motorcycles are small and can often be difficult to spot. Make sure to fully check you blind spot before merging, as motorcycles can be hidden by even the smallest of gaps in visibility. READ MORE >>

·         Take a deep breath- As much as possible, relax and assess your current situation. Check for any injuries even if you do not feel pain. Adrenaline can often mask the pain caused by an injury in a car crash. Consider going to the hospital to be assessed. READ MORE >>

Pet evacuation Have a disaster plan prepared for your family? What about your furry-friend? In the case of an emergency, it’s best to be prepared to ensure the safety of your pet. Remember to never leave your pet behind if evacuation is required! They may be lost, injured, or worse. READ MORE >>

The only way to really know if a flood or potential flood is a threat to me personally is through reporting by my local news and media.   FALSE. Local news and media are good sources of information but are subject to outages and interruptions. Wireless Emergency Advisories are available on your mobile device, and are free. READ MORE >>

The term “100-year flood” means a flood event might occur only once every 100 years, “500-year flood” once every 500 years, and a “1000-year flood” once every 1000 years.   FALSE. These terms, from the 1960s, are rather outdated and misleading misnomers. READ MORE >>

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