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C.T. Lowndes & Company Blog: insurance

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Each year there are about 500,000 deer/auto collisions in the United States. Over 100 people are killed and thousands injured. The average collision costs about $2,000 in car repairs.   Close to 50% of deer/vehicle collision occur in the months of October, November, December, and January. READ MORE >>

The rain is about over and most of the flooding will soon be gone. The damages done will remain for some time. If you have a National Flood Insurance Flood (NFIP) policy, here are some things to keep in mind about your flood claim. Call the insurance company or your agent to file the claim. READ MORE >>

Flooding is expected to occur over the weekend in many parts of South Carolina due to heavy rains. If you have a National Flood Insurance Program (NFIP) flood policy, the policy will pay up to $1,000 for certain Loss Avoidance Measures. The policy deductible does not apply. READ MORE >>

On March 22, 2011, officials of the Town of Moncks Corner broke ground on the new recreation complex located off Main Street right in the center of town. The wonderful facility is nearing completion and will soon be opened with a special ceremony being held on September 9, 2015. READ MORE >>

The deer hunting season has returned to the South Carolina Low Country with the opening day being August 15. The season in other parts of the state opens in a few weeks. Each year, several hunters in South Carolina are accidentally shot by other hunters. Some are merely wounded and, sadly, some are killed. READ MORE >>

The area north of Oklahoma City is rocked by several earthquakes, one a 4.5 magnitude. There was no major damage but it makes me wonder how many people in Oklahoma have earthquake insurance. Or, how many people in Oklahoma think they have earthquake insurance and do not!!   READ MORE >>

Did you know that more boating accidents occur on the Fourth of July holiday that at any other time? July 5th leads the way followed by July 4 and then July 6. The waterways are congested with high speed boats and inexperienced operators. Add in the alcohol factor along with the hot sun and one has all the ingredients for a disaster. READ MORE >>

A recent article in the Charleston Post & Courier told a story about a single mother of five who lost her household goods to a fire. She was living in a rented home on Johns Island when the fire occurred. Luckily the kids were not home at the time, the dogs were rescued, and no one was hurt. READ MORE >>

Flood risk isn’t only to building and personal property. Too many drivers quickly find themselves “over their heads” when encountering flooded roadways. And the risk of harm is greatly increased by assuming either the waters are too minor or their vehicle too large to be significantly affected. READ MORE >>

What is Cyber liability? It is your company’s exposure to the costs and liability arising out of data breaches as a result of   1) malicious attacks against your computer network and   2) any form of unauthorized release, misuse, or failure to protect business or personally identifiable   information under your control. READ MORE >>

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