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C.T. Lowndes & Company Blog: insurance

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Did you know that more boating accidents occur on the Fourth of July holiday that at any other time? July 5th leads the way followed by July 4 and then July 6. The waterways are congested with high speed boats and inexperienced operators. Add in the alcohol factor along with the hot sun and one has all the ingredients for a disaster. READ MORE >>

A recent article in the Charleston Post & Courier told a story about a single mother of five who lost her household goods to a fire. She was living in a rented home on Johns Island when the fire occurred. Luckily the kids were not home at the time, the dogs were rescued, and no one was hurt. READ MORE >>

Flood risk isn’t only to building and personal property. Too many drivers quickly find themselves “over their heads” when encountering flooded roadways. And the risk of harm is greatly increased by assuming either the waters are too minor or their vehicle too large to be significantly affected. READ MORE >>

What is Cyber liability? It is your company’s exposure to the costs and liability arising out of data breaches as a result of   1) malicious attacks against your computer network and   2) any form of unauthorized release, misuse, or failure to protect business or personally identifiable   information under your control. READ MORE >>

Thanks to Progressive Insurance Company, motorcyclists have an opportunity to understand when most motorcycle accidents occur and in what type accidents motorcycles are usually involved. Perhaps this information can help make your ride a more pleasant and safe one. READ MORE >>

I guess we have all heard about Uber!! This worldwide billion dollar company is certainly making the headlines! Uber is one of the Transportation Networking Companies that provides pre-arranged transportation services for compensation by using a smart-phone application to connect passengers with drivers using their personal vehicles. READ MORE >>

Even owners of recreational watercraft must be concerned about liability resulting from a pollution incident involving their boat. Suppose your boats sinks and the oil and fuel leak out, thus polluting the waters. Are you aware of your potential liability from this oil spill? READ MORE >>

It is the season for shopping and the season for giving. Sadly, it is also the season for thieving. One should be very careful when buying Christmas gifts and leaving them in a vehicle where they can be seen. Place gifts in the trunk or at least cover them with a cloth or blanket. READ MORE >>

  Halloween is around the corner and kids will be canvassing your neighborhood with their parents on the trick or treat trail. You should be sure your home does not present hazards that could lead to an injured child or adult. In their excitement, kids may run across your lawn in their dash to your front door. READ MORE >>

  Here are some answers to questions you may have. But be sure to understand that all insurance policies are not alike and you must read your policy and/or speak to your agent to determine your exact coverages.   First of all, is an earthquake a real threat in the Charleston area? READ MORE >>

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