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C.T. Lowndes & Company Blog: insurance

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Even owners of recreational watercraft must be concerned about liability resulting from a pollution incident involving their boat. Suppose your boats sinks and the oil and fuel leak out, thus polluting the waters. Are you aware of your potential liability from this oil spill? READ MORE >>

It is the season for shopping and the season for giving. Sadly, it is also the season for thieving. One should be very careful when buying Christmas gifts and leaving them in a vehicle where they can be seen. Place gifts in the trunk or at least cover them with a cloth or blanket. READ MORE >>

  Halloween is around the corner and kids will be canvassing your neighborhood with their parents on the trick or treat trail. You should be sure your home does not present hazards that could lead to an injured child or adult. In their excitement, kids may run across your lawn in their dash to your front door. READ MORE >>

  Here are some answers to questions you may have. But be sure to understand that all insurance policies are not alike and you must read your policy and/or speak to your agent to determine your exact coverages.   First of all, is an earthquake a real threat in the Charleston area? READ MORE >>

  Every parent should consider buying a life insurance policy for their children. Whole Life Policies can be purchased on any child who is older than 30 days! There are several good reasons for doing so: ü  The insurance is affordable. How much does it cost? READ MORE >>

This is just an update to our 6/30/2014 blog entitled What is the status of your Flood Insurance Refund? This is the latest information from FEMA. By FEMA regulations, refunds on qualifying flood policies must be made to policyholders no later than Dec 31, 2014. Most companies will start this process the first part of October. READ MORE >>

Has your small business  been a victim of a cyber attack?  A recent study indicated over 50% of small businesses have been victims of a hacking attack. Do you think an annual subscription to McAfee, Symantec, or Norton will protect you? Do you think hacking won’t happen to you? READ MORE >>

  To some extent, the insurance portfolio for a church is similar to insurance required by any commercial business. On the other hand, churches have very specific needs uncommon to other types of risks.   Churches need property insurance for the church building itself plus separate buildings such as a parish hall or rectory. READ MORE >>

    All vehicles (both for personal and commercial use) registered in South Carolina are required to be insured while being operated on a public road.   What are the SC State minimum liability requirements for auto insurance?   READ MORE >>

Summer time is here again and summer travels have begun. Lots of folks fly to distance places and rent a car to continue their vacations. And the age old question comes up – Do I need to buy the very expensive insurance offered by the rental car company? READ MORE >>

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