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C.T. Lowndes & Company Blog: insurance

View the latest blog posts from C.T. Lowndes & Company.

  Every parent should consider buying a life insurance policy for their children. Whole Life Policies can be purchased on any child who is older than 30 days! There are several good reasons for doing so: ü  The insurance is affordable. How much does it cost? READ MORE >>

This is just an update to our 6/30/2014 blog entitled What is the status of your Flood Insurance Refund? This is the latest information from FEMA. By FEMA regulations, refunds on qualifying flood policies must be made to policyholders no later than Dec 31, 2014. Most companies will start this process the first part of October. READ MORE >>

Has your small business  been a victim of a cyber attack?  A recent study indicated over 50% of small businesses have been victims of a hacking attack. Do you think an annual subscription to McAfee, Symantec, or Norton will protect you? Do you think hacking won’t happen to you? READ MORE >>

  To some extent, the insurance portfolio for a church is similar to insurance required by any commercial business. On the other hand, churches have very specific needs uncommon to other types of risks.   Churches need property insurance for the church building itself plus separate buildings such as a parish hall or rectory. READ MORE >>

    All vehicles (both for personal and commercial use) registered in South Carolina are required to be insured while being operated on a public road.   What are the SC State minimum liability requirements for auto insurance?   READ MORE >>

Summer time is here again and summer travels have begun. Lots of folks fly to distance places and rent a car to continue their vacations. And the age old question comes up – Do I need to buy the very expensive insurance offered by the rental car company? READ MORE >>

The arrival of hurricane season is a good time for everyone to review their insurance policies in order to avoid a shock after the big winds blow. Having a conversation with your agent is a good place to start your review. Damage to your vehicle from hurricanes winds, falling trees or limbs, or flooding is covered by the comprehensive coverage on the vehicle. READ MORE >>

    The Biggert Waters Act Flood Reform Act of 2012 mandates some changes as of June 1, 2014. In most cases, policyholders are being given notice of these changes 90 days before renewal. These changes will still occur even though the Act has been since amended.    READ MORE >>

Are You Due a Refund on your Flood Insurance Policy? The Grimm-Waters Homeowner Flood Insurance Affordability Act , passed by the Senate and House of Representatives on March 13, 2014 and signed into Law by President Obama on March 21, 2014, reverses some of the sections of the Biggert-Waters Flood Reform Act of 2012 (BW-12). READ MORE >>

Recognition From Auto-Owners Insurance The Chairman and CEO of Auto-Owners Insurance, Jeff Harrold, has recognized C. T. Lowndes& Company “as one of the leading agencies in Life production for Auto-Owners Life”. This national recognition is huge for an agency that started writing life insurance READ MORE >>

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