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C.T. Lowndes & Company Blog: renters insurance

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Renter’s insurance refers to an insurance policy designed for the resident of an apartment or of a home that is not owned by the renter. The policy is also referred to as a tenant’s homeowners policy, or HO-4. The policy provides the same type insurance as a homeowners policy but does not insure the building since the named insured does not own the building. READ MORE >>

Break-ins can happen to anyone at any time. They often leave you and your family feeling angry, violated, confused, and worried. In 2016 alone, almost 8 million homes reported a property related crime. Apartments can be especially dangerous given the close proximity to many strangers. READ MORE >>

A recent article in the Charleston Post & Courier told a story about a single mother of five who lost her household goods to a fire. She was living in a rented home on Johns Island when the fire occurred. Luckily the kids were not home at the time, the dogs were rescued, and no one was hurt. READ MORE >>

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