Charleston Office

C.T. Lowndes & Company Insurance Agency is South Carolina's oldest independent insurance agency, serving the Lowcountry of S.C. since 1850. The original office was located in downtown historic Charleston and moved to its current location in 1981.  The office building was a former residence. The Charleston office serves downtown Charleston and the West Ashley area including the rapidly growing areas along Hwy 61, Hwy 17 South, and Bees Ferry Road. Folly Beach, James Island, Johns Island, Seabrook Island, and Kiawah Island are other locales nearby.

Our agents quote and issue insurance policies for coastal homes and beach homes and condominiums, even ones on the front beach. In an effort to handle the entire account, the agents quote personal automobile, flood insurance, watercraft and other recreation type vehicles. Some agents specialize in commercial insurance and quote and issue policies for business insurance, general liability insurance, commercial package insurance, and workers compensation insurance for small and large businesses. We also offer Worksite Group Benefits Insurance and Group Health Insurance.

We can provide you competitive quotes on car insurance, home insurance, flood insurance, motorcycle insurance, boat insurance, renters insurance, commercial property insurance, cyber liability insurance, general liability insurance, restaurant insurance, trucking insurance, special events insurance, and much more!