749 St. Andrews Blvd. Charleston, SC 29407    


Phone: (843) 763-0120

Fax: (843) 763-0272

Location Map - Driving Directions

Sunday   Closed
  9:00am - 5:00pm
Tuesday   9:00am - 5:00pm
Wednesday   9:00am - 5:00pm
Thursday   9:00am - 5:00pm
Friday   9:00am - 2:00pm
Saturday   Closed

Charleston Office

C.T. Lowndes & Company Insurance Agency is South Carolina's oldest independent insurance agency, serving the Lowcountry of S.C. since 1850. The original office was located in downtown historic Charleston and moved to its current location in 1981.  The office building was a former residence. The Charleston office serves downtown Charleston and the West Ashley area including the rapidly growing areas along Hwy 61, Hwy 17 South, and Bees Ferry Road. Folly Beach, James Island, Johns Island, Seabrook Island, and Kiawah Island are other locales nearby.

Our agents quote and issue insurance policies for coastal homes and beach homes and condominiums, even ones on the front beach. In an effort to handle the entire account, the agents quote personal automobile, flood insurance, watercraft and other recreation type vehicles. Some agents specialize in commercial insurance and quote and issue policies for business insurance, general liability insurance, commercial package insurance, and workers compensation insurance for small and large businesses. We also offer Worksite Group Benefits Insurance and Group Health Insurance.

We can provide you competitive quotes on car insurance, home insurance, flood insurance, motorcycle insurance, boat insurance, renters insurance, commercial property insurance, cyber liability insurance, general liability insurance, restaurant insurance, trucking insurance, special events insurance, and much more!

If you need to file a claim you can contact your insurance company directly here.


Charleston Sales Team

Henry Lowndes, Jr.



View Henry Lowndes, Jr.'s Profile

Office Number (843) 763-0120
Cell Phone Number (843) 834-0122
Fax Number (843) 763-0272

Bryant Bair

Account Executive


View Bryant Bair's Profile

Office Number (843) 763-0120
Direct Number (843) 737-8477
Fax Number  (843) 763-0272

Matthew Ayer

Account Executive


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Office Number (843) 763-0120
Direct Number (843) 737-8467
Fax Number (843) 763-0272

Ian Philpot

Account Executive


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Direct Number (843) 697-8100
Alternate Number (843) 531-6354
Fax Number (843) 379-2275