Flood Insurance

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Recent News on NFIP flood map revision.

FEMA has drawn up new flood maps for Charleston County and these maps will become effective on January 29, 2021. These maps were actually prepared in 2016.

These maps cause many properties in the high-risk VE flood zone to move to a moderate-risk AE flood zone. Also the Base Flood Elevation for most areas has been lowered by several feet. Many policyholders will thus see lower premiums even if their home stays in the same flood zone.

Many properties now in the moderate-risk AE Flood Zone are moved to the low-risk X Flood Zone.

Insurance companies writing FEMA flood policies will start making changes to policies when the flood policies renew after January 29, 2021. In most cases, no action is required by the policyholder – the insurance company will automatically make the necessary changes.

 

 

Check out the these articles for more information about flood insurance:

FEMA Flood Map Revision - What Do I Need To Do?

Should I keep my FEMA Flood Policy since my home is in Zone X?

Base Flood Elevation Change = Premium Change?

News on NFIP Flood Map Revisions (2017)

Flood Preparedness Guide

We provide Flood Insurance in Charleston, Mt. Pleasant, Summerville, Daniel Island, James Island, John's Island, West Ashley, Goose Creek, Moncks Corner, Walterboro, North Charleston, Isle of Palms, Sullivan’s Island, Kiawah Island, Seabrook Island, Edisto Beach, Myrtle Beach and the surrounding area in South Carolina.