Customer Ratings & Reviews for C.T. Lowndes & Company

546 Reviews | Leave a Review

Thank you for taking the time to leave a testimonial on our website. 
I value your comments and will use them to continually improve our agency. 
If you need to, you are welcome to call me.  My direct number is 843-737-8289.

W. A. (Bill) Silcox III – CEO


Paula Stubblefield is the best. I got recommended to her by my realtor as I am a NEW resident to the State of South Carolina. She made getting insurance for my home and vehicles a pleasure. She went that extra mile and even called me at home on a Sunday to get some things done for me. I will recommend to her and the Company to everyone I meet.

Katrina Lane has done a fantastic job in helping me, a senior, reduce and manage my auto policies, as well as manage the rest of my insurance. She’s fantastic!

These agency is the best! Most deal with Joanna and Michelle, but I know there are many other employees helping me in the background! Quick response always!

Bonnie is always ready and willing to help. We have been with CT Lowndes for many years, and are very happy.

Bonnie Was my bestie! She always had my back and her patience was so appreciated. I had to move to Richmond, but I honestly will miss having her as my insurance agent. Awesome stars for Bonnie.

Sammie Sherman is my agent. She has always been very helpful, very professional and very pleasant. Today I received a letter from the SCDMV stating that they did not have proof of liability insurance on my vehicle. (This must have come up because I had the vehicle reregistered in my name after the recent death of my husband). The letter warned of serious consequences including a $200 fine if I did not send them proof of insurance within a deadline. This was very upsetting to me. I called Sammie and she said that she knew exactly what to do and would furnish proof of F insurance to the SCDMV that day. Is he was very reassuring. I thanked her profusely and she said “ that’s what I’m here for! “. In a cheerful voice. Shortly thereafter she emailed me a copy of what she sent to DMV and a copy of a letter addressed to me that they had FAXED her saying that the matter had been resolved. I have now bought my homeowners, auto and umbrella polices from Sammie! Kudos to her. She’s the best!

Thanks so much, Henry for all you do for us, keeping track of everything so wonderfully. THANK YOU and your wonderful staff!

Hannah from the Walterboro office was very helpful, and I would completely recommend her and CT Lowndes to anyone looking for a good insurance agent/agency.

Bonnie was very quick to respond to my request. The attachment she sent was appreciated. Goo service.4TPNC

I recently purchased a new car for my wife over the phone. I called Lauren and told her what was going on and she said no problem. She was able to send me a insurance card by email after adding my new vehicle to my policy. We only talked via phone conversations, and everthing went perfectly. Great service from great people. Thank you so much Lauren!!!!!!!!

I sat down with Ann Blocker to open a classic car policy and pay my annual premiums on everything I own. She researched my policies, provided updates and secured payments for everything in record time. Whay a pleasure it is to work with her.

I have been working with Sammie Sherman on homeowners and auto insurance. She has given us the BEST SERVICE and rates that easily beat all the competitors!! So thankful to have found such a great company and person to work with! Sammie is QUICK to get you what you need. I can’t say enough good things about this experience!! THANK YOU!!! THANK YOU THANK YOU!!!

I contacted Mr. Pye about new auto insurance and he was able to beat my current rate quickly and professionally. This was the easiest process! Thank you! ??

Katrina and C.T. Lowndes help tremendously in navigating the insurance world. Thanks for your helpl

Anne Blocker and C.T. Lowndes solved my problem quickly and efficiently, as usual. Excellent service.

I recently purchased my first home and Bonnie made the home insurance buying process, easy and quick. I had plenty of questions and she was patient and thorough in answering them. I would highly suggest working with her.

Sammie Sherman is incredible! She responds to any questions I ever have, most often on the day that I ask! And this is for Auto & Home policies. GREAT!

Monica Godley provided service that I did not expect from an agent. She informed me of a situation that could have been very embarrassing and time consuming involving a driving incident in another state. She is gracious and courteous a joy to be around!!! Could not let this go unknown...THANK YOU, asset to C.T. Lowndes & Company

Mary Pellum is the best!!! I have worked with her for the last 5 years and with great customer service she always comes threw for me. She always answers my questions were I can understand what's going on and I receive my email in a timely matter. Thank You Mary your my life saver!

I just want to share with you how much we appreciate everything Holly Sergent has done for us! She has been wonderful to work with over the last five years since we purchased our business. She responds quickly every time we have a question and takes great care of anything we need. This year she went way above and beyond to lock in considerably lower insurance rates for us. For a small business that cost savings makes a tremendous difference! We truly appreciate Holly and hope you recognize what an asset she is to your team!

Holly Sergent and Chris Campbell have been amazing! They are always on top of whatever I need. They are quick to respond and keep me updated throughout the entire process. I would highly recommend Holly and Chris for your insurance needs!

Bonnie Robinson has always been a great help to me. Best Insurance agent I have ever dealt with.

Monica Godley and Michelle are the greatest!! They helped me save over $250 a month on my auto insurance!! They rock! They answered all of my questions and returned all of my calls. I love their professionalism! Hands down, they’re the best! They go the extra mile and then some. I thank you greatly for you EXCELLENT SERVICE!!!!

Pam DiGiacomo has been terrific to work with. knowledgeable, professional, and super pleasant to work with. Very pleased.

Bonnie Robinson has been a great help

As always on point and getting it done.

Michele was professional, responsive and courteous.

Pamela DiGiacomo is away responsive and efficient. A++ costomer Service.

Michele Gasque went out of her way to help us with a difficult insurance situation and her help was greatly appreciated. I highly recommend her!

I have been working with Tony Branch. He has gone above & beyond to help me by giving me multiple quotes on multiple properties, providing me with all the flood info I've asked for & just being a great guy. Tony is knowledgable, polite & friendly. I highly recommend Tony.

Michele is an absolute pleasure to work with! She is so prompt and professional in her transactions. She adds such a friendly and personal touch to everything she handles! 5 star service!

Monica was Johnny on the spot when I needed her I can’t thank her enough

Monica Godley is awesome and makes you feel that you are a valuable customer instead of next line...if she say that she's doing or sending something shortly then believe me that's exactly what she does...

I appreciate everything Monica do in assisting me with my insurance needs. Thank you

Great job as always

Michelle D Connolly is absolutely the nicest most helpful people I have ever had the pleasure to work with. She has really helped me out over the years! Thank you so much, Michelle

Sammie Sherman is absolutely the BEST agent anywhere...always professional, timely, thorough and a pleasure to work with!!!

I have never had a bad experience with C.T. Lowndes. Michele was very responsive in switching my car insurance, providing me accurate pricing, and getting the necessary paperwork over to the dealer so that I was not stranded without a car.

I just wanted to say that dealing with Chris Silcox and Lauren Mackie have been great. their patience and proffesionalism far out weighed my expectations. Use this company and know that your covered by great policies and great people.

Holly has been our agent for more than a year. When asked to send documents as proof as insurance she has yet to procrastinate. We here at Omar's Floorcovering appreciate her and will continue to work with the company as well.

Heather Hiott has been my agent for a long time. She is soooo patient and helpful and bends over backward to assist me and answer all of my questions. She is one of the very best insurance agents I have worked with during the 50 years I have owned real estate.

Holly is receptive, extremely proficient, professional and takes the time and effort to explain procedures and policies.

Sammie is the best agent we've ever had. She never minds going above and beyond for us. Sammie is the reason why we continue to stay with our companies. She makes it so very easy to work with her!

Judith Kowalik, Is a life saver, she Is always helpful, Informative and prompt. Judith has always taken the time to answer my questions In regard to my Insurance coverage and needs. She recently came through for me, by providing a GC client of mine with a much need Insurance document, with little time to spare thank you so much, Tony Alvarado Trident Electric LLC.

Jenny Bush has done an excellent job researching alternatives for my homeowners policy. She has worked through numerous coverage scenarios quickly and very cooperatively and pleasantly. And she is saving me significantly on my premium.

Ian has been more than helpful. He has the answers to any question that I come up with. He has made dealing with all the different types of insurance very easy and understandable.

My agent Bonnie Robinson is beyond wonderful and the best agent. She is always available and responds promptly to any questions and concerns. Without asking, she always ensures I am receiving the best possible coverage and competitive prices. She is a wealth of insurance knowledge and the best advocate for her customers with the insurance companies. I wouldn't want to work with anyone else. She is truly an asset to CT Lowndes. I would highly recommend her to anyone searching for an agent!

Thank you Amber Harrell... I inquired about a policy for my truck, she was very thorough in collecting my information and was able to get me better coverage for less $. She was very pleasant to work with and because of her I went ahead and moved my motorcycle over to C.T. as well. Thank you for your help Amber. Above and beyond.

Holly has always offered prompt professional service any time we have needed her.

Judith is the reason I chose CT Lowndes instead of other provider. She made time for me when the agent in my immediate area did not. She is a true service expert. You need more people like her.

I use the Monck's Corner office for both home, and Auto Insurance and usually deal with Amber. She is always very nice, and willing to take extra time to make sure you understand the insurance you have and are happy with it. Couldn't ask for a better insurance company!

Sammie is courteous, professional , keeps in touch with me, and makes me feel secure. I will continue to do business with her.

Aly Gamble is an agent that I would strongly recommend. She is a professional that is very knowledgeable in her field and pays great attention to detail. It is always a pleasure working with her. She is extremely friendly, an agent that works for your best interest with excellent communication skills and always goes the extra mile for her customers. It is because of Aly I recommend C.T. Lowndes to people and she deserves recognition for the way in which she represents them.

Ian has done an amazing job for my company. He is always quick to respond when I have questions and very helpful in making sure we are getting the best rates.

Judith is amazing. I could easily go through the local office where my business is located but I choose to stay working with Judith across town because she is so attentive. I have also recommended a few friends that way.

Ian is Truly, Johnny on the Spot. His service is prompt, efficient and always on time.

Dear Lauren,

David & I would like to thank you for the many years of service you have provided through C.T. Lowndes & Company. You have always been helpful, courteous, and prompt in returning our calls. You are a great problem-solver and we find it hard to say how much we appreciate the way you make time to meet with us personally to discuss our concerns. Doing business with you and your company has long been a true pleasure. We look forward to many more years of the same.

Judith has been a big help and has replied back to all my questions and concerns, i dont think i would of learned what i know without her .

Ian is a good communicator and gets the job done. Thank you Ian

Bonnie Rocks! She took the time to find not only the best pricing for my home and auto polices - she was able to obtain better coverage! She also is extremely thorough - she went over each item of my policy and was able to answer all my questions. I will refer my friends to Bonnie and CT Lowndes!

We cannot praise Heather McManus highly enough! Her professionalism, knowledge, responsiveness and customer care were above anything we have ever experienced in the insurance industry. Heather got our new insurance policies taken care of so quickly, it almost left us breathless! She explained everything so thoroughly and in terms we could understand. Her patience and real desire to help us were a delight. We are deeply grateful to Heather for her work on our behalf above and beyond the call of duty

I strongly recommend Jamie Bailey as an agent. Jamie is extremely friendly and knowledgeable. She was very patient throughout the process of insuring my new home. Her customer service is appreciated!

I highly recommend Michelle Connolly for an agent. She is prompt with any questions or requests that I have and has been a pleasure to work with.

Ian Anderson is always so helpful. A+ customer service and knowledge.

Hannah Lane has helped me on several occasions with insurance verifications. She is always is always friendly, professional, and efficient!! Her great customer service is appreciated.

Hannah Lane is our Agent for several years and have a dynamic job in serving our insurance needs with all our properties. She is attentive, responsive, patience, knowledgeable and professional. Ms. Lane handles all our request in a timely manner.

Amanda Guenther is our Agent, we have called several times in the last few weeks for needed information on Home and Auto coverage\. Amanda is always attentive to all requests and very prompt and accurate in response. We appreciate the professional manner in which she handles our accounts. Bob and Robin

Holly Sergent is my agent with CT Lowndes. Our commercial vacuum truck was struck by another vehicle with that drive at fault. The at fault insurance company began dodging the claim. I went to see Holly in the Goose Creek branch. She took up the fight even though it wasn't our claim, advised us on what to do, and guided us through the process of forcing the other company to do right. I can not describe what its like to run into a person and a company that understands customer service like CT Lowndes and especially Holly Sergent! They understand small business and what it takes to survive. Great job Holly!!!!

I recommend Lauren Mackie and CT Lowndes to all of family and friends who inquire about my insurance choices. Lauren is always available and polite. Occasionally I ask a lot of questions and Lauren continues to provide me with the best service and answer every last question I come up with. She's a great agent and genuinely cares about her clients. Thanks Lauren!

Liz Skistimas guides me through the maze of insurance documents with great patience and grace. CT Lowndes and I are lucky to have her.

Judith Kowalik. I've been self-employed for 38 yrs. as a carpenter. Have always carried different forms of insurance to satisfy builders and protect myself.. Judith Kowalik came highly recommended some time ago as a agent that knows the business, works for your best interest, excellent communication. My experience with Judith certainly proves that true. I would and do highly recommend her. I especially appreciate her going the extra mile to get things done in a timely manner. You really feel she is your agent.

Always responsive, helpful and courteous!


Heather Hoitt is fantastic. She is always pleasant and helpful. She goes the extra mile. She suggested I go with a different Company and saved me several thousand $. I would hire her away if I could.

C.T. Lowndes has saved me about 1.2k in my premiums and for way better coverage than the competitor I was with. This company goes above and beyond in their customer service. A special mention for Monica Godley for being super attentive to us while we are having our roof repaired from Hurricane Mathew. Five Star all the way!!!

Holly Sargent has been nothing short of stellar in all of my dealings with her. She has responded promptly and accurately to every request I have offered. Great job - much appreciated.

Nothing but great things to say about Ian Anderson. No matter how much time passes between the times I need his assistance, he is always right there ready to help however he can. He has made life much easier on more than on occasion. Thanks, Ian!

I received excellent and quick service from Holly. Thank you.

Melanie Lanier is very friendly, positive and professional. She worked immediately to take care of my need and had me back on the road very, very quickly. She has provided a level of service that is rarely seen these days.

Sammie made the process of getting insurance a breeze. She is a pleasure to work with.

Pam DiGiacomo has just sorted out a potentially expensive misstep by my mortgage company re insurance. She did it professionally, efficiently and causing me the least possible inconvenience. This is not unusual for her performance. Pam has been the same in every transaction she has helped me with on my properties over the years and I appreciate her help. She is a true professional. Thank you Pam.

CT Lowndes is great Holly gets the information needed for our company to our customers asap. Great services

Danielle Wolke of CT Lowndes was fantastic in helping get thru the maze of insurance for my home. She was the absolute best. My highest recommendation would go out to her,

Sammie Sherman has taken me from my old insurance companies robot machine-like inpersonal service to a sweet, nice, friendly human who actually cares about providing good insurance for me and my family. Sammie is a terrific person and I changed home, car and boat insurance to C. T. Lowndes because of her. Thank you Sammie!!!

WOW! Danielle Wolke has helped me through complicated insurances and I trust her knowledge and expertise. She has demonstrated to me her thorough knowledge of your products and she does it without pressure and with a sense of friendliness. I recommend working with her to anyone. She deserves recognition for the way in which she represents C.T.Lowndes.

Judith Kowalik, CISR, AIAM at CT Lowndes in Summerville never lets us down. She's knowledgable, quick, and goes the extra mile to ensure we are taken care of. We are extremely pleased and can't recommend her highly enough.

Annie Blocker contacted me after my inquiry. She was prompt with the quote and very courteous. Thank you very much .

Sammie Sherman should be cloned. She will answer the phone and respond always with a smile in her voice.

Ann Blocker was very helpful after giving her a brief description of what I was looking for even though she knew there was very little chance of helping with the request. Ann was kind enough to follow up and give me a report through email.

Over the last year have worked with Danielle Wolke and Aly Gamble. Both provided fantastic customer service, answered all of my questions in a very timely manner! Would recommend them highly

Jamie is a big help and is always welcoming in person, I would recommend her to family and friends.

Michelle Connolly has been a fantastic person to work with. She always provides very timely responses. I have enjoyed working with her and would recommend her to anyone.

Amanda Guenther at the Mt Pleasant office has given excellent advice and help to me. she never seems to get frustrated and takes time to fully answer any of my questions..

Melanie Lanier is courteous, knowledgeable and helpful every time I have needed assistance in my insurance needs.

Bonnie Robinson is always nice, professional, responsive, courteous, effective.

Ashley Kendrick always comes through with the help I need. Thanks Ashley

I've had confusion with my claim since hurricane Matthew, but now that Melanie Lanier has stepped in, everything is coming together nicely. It is hard to work and rebuild after situations such as this, and it is a blessing to know that there are people like Melanie available to help at a critical time such as this !

Heather McManus is by far the best personal representative /agent/clerk I could ever imagine. Prompt, accurate, courteous, innovative, timely, just plain good!

Samantha Sherman...Is far and away THE BEST agent I have ever worked with. And, I'm 75 She is really knowledgeable and quick to respond .....Kudos for having her. If she leaves I'm gone with her

Ms. Lauren provided proper documentation to me in a very timely manner.

I have worked with a number of insurance agents before but Melissa at the Goose Creek office was by far the best I know. She is knowledgeable, pays attention to details and has the client's best interest in heart. When I applied for a loan for the property I purchased, the bank had lots of questions about insurance. Melissa was quick to respond and provided detailed explanation to the bank to expedite the approval process. I am so glad to have the opportunity to have her as my insurance broker.

Holly M & Holly S at the Goose Creek ofice are great women to work with. I have been with them for over twenty years with NO problems.

Judith goes out of her way to assist us in whatever our needs are. She's fast, reliable, & accurate in the precision of her work. She's a pleasure to work with. We are new to CT Lowndes, but have found so far, they have been an excellent friendly & professional in customer relations.

If you want an agent who can get things done, it's Michelle Harmon. She is the best I've dealt with in my lifetime and I'm almost 70. That's a lot of agents. First, she got me insurance on a house that dozens, and I do mean dozens, of others couldn't due to the unique type of insurance I desired. I should have given her an excellent rating then but I'm lazy. Now 3 month later, after the company's inspection, they decided they didn't like the condition of my old Victorian house and canceled. Through numerous negotiations with the company by Michelle and a few repairs by me, she had the insurance reinstated.

Joanna Bishop is the best overall insurance agent I have had The pleasure of working with. She keeps me up to date On any bills due I may have forgot about to certain changes That need to be done to properties. She treats my insurance Like it's her own and I appreciate having her as my agent! Andrew Selvy Brandon Hiott

I have dealt with Lowndes for many years. The staff has always been great and responded to my inquiries promptly. In particular, Amanda Guenther was a big help in dealing with the insurance issues when my mother passed.
Cooper, Charlottesville, VA
Paulette Klingel is someone that I will call on again to handle my insurance needs . This my First time consulting with C T Lowndes but after my experience with Paulettes' knowledge of the insurance industry and applying it to custom fit my needs I will be calling her again for my other insurance needs . Paulette made sure that I had the insurance coverage that Met my needs and was able to provide considerable savings. I appreciate the outstanding customer service that she provided . Being a businessman I understand that the best advertising is always second to great customer service.

Paulette was prompt, professional and knowledgeable. Highly recommended!

Paulette Klingel was great to work with for both my home and auto insurance. She was knowledgeable and guided me through the process. Her explanations helped me make informed choices. She was also pleasant and prompt in all our dealings. She also saved me some money versus State Farm for my auto policy recommending Travelers. I would recommend her and CT Lowndes without reservation.
James Romano, Charleston, SC
Liz Skistimas is a joy to work with! She is efficient, accurate and very friendly. I always know she is on top of things and am so glad to work with her. GREAT Hire CT Lowndes!!!!

Amber Harrell was very quick and thorough when setting up my monthly payments on the re-occurring status. Now I don't have to remember to write a monthly check or pay monthly on line. Paying will be done for me. Thanks Amber!!

Gloria Rogers is always very helpful when I call with a question or problem. I've enjoyed working with her with our insurance needs.

Melanie is always on top of things with my policy and is a pleasure to work with! She is patient with my many questions is always willing to find the answers! Thanks Melanie!!! :)

"Service with a smile" is always the case with Amber.

My company has very stringent insurance guidelines that are very tedious, and usually take quite a while to get the wording and endorsements exactly the way we are looking for. Holly Sergent worked very diligently with one of our vendors to help them become compliant. She was very responsive, and got us exactly what we were looking for.
Brent Jones, Charleston, SC
Aly takes Great care of me! Always going above and beyond!

Helyn is prompt in responding to get certificates sent out.

Charlotte D. Mims was an absolute pleasure to work with. She helped me out in a very tight spot in my life. I found your company by default and was reluctant to use your services but when I first spoke with Charlotte she gave me a good feeling, an insurance (no pond intended) that I had the right company. I am a paladin of good customer service, and Charlotte represented you company by providing GREAT customer service. She was also quick and thorough with the services she provided, and that was also very key for me at the time. Thank you Charlotte!!

Heather McManus has been my agent for years and has always been terrific! Through the buying and selling of several homes and cars she's been on top of all the insurance paperwork and issues. I don't know what I'd have done without her!

Heather has been unbelievable. Regardless of all the requests and dealings on her plate, she has been pleasant, professional, and I felt like she had only my problems to deal with and I was important. THANK YOU HEATHER!!

Always on top of everything. Excellent follow up. Charlene is polite, professional, and personable. She makes a commitment and keeps it.CVN6B

ALWAYS a pleasant experience @ MCO! Smiling faces, helpful attitude, personal attention -- it never fails. Whether Amber or Melanie is at the front, I'm always greeted by name and an offer to help in any way possible.

Heather McManus - I buy, renovate and sell houses. I have had numerous transaction with Heather and she is always on the ball with responses and quotes. She has been most helpful to me and I plan to continue working with her as I purchase more homes. Thank you, Heather!

Excellent service.

had a minor fender bender last night.....Melanie was available this morning to meet with and complete paperwork......always professional, courteous and a real joy to deal with! thank you Melanie.

Melanie Lanier.... ABOVE AND BEYOND... In short we received our CO on our home in Edisto Island a couple days prior to Hurricane Matthew was due to be of our coast, knowing this Melanie reached out to us with her concerns, to say I was nervous or stressed would be a huge understatement due to the minimal coverage you have with a builders policy and the amount of time and investment we had in our home. Melanie reaching out to me in itself was truly awesome in itself. When I met her the following morning in her Moncks Corner office, she immediately recognized my fears and assured me everything was going to be OK. The commitment and professionalism she showed for the next 5 hours was truly amazing, phone call after phone call, emails, faxes her commitment was unwavering. Melanie would not take NO for an answer all the while still assuring me, we were good. The customer service and dedication I received during this process is unmatched by anything I have ever witnessed and been on the receiving end of. Ct Lowndes truly has something special with her on staff. The interaction did not stop there, knowing I guess I was still a little apprehensive, I received no less that 3 messages that evening, the morning after and the day after the storm, that if I needed anything else, if their was any assistance needed or help after the storm they were their for me.. I cant say enough of how grateful I am to Melanie and her dedication to customer service. I am in the process now of converting several policies with her and will also be providing info to family and friends of my experience. Thanks so much Melanie and C.T Lowndes, one heck of a team

Danielle Wolke at this agency pro-actively reached out to me to see if I could save money by combining car and home insurance. She saved me $75 per year and I got a refund. Thanks!

Danielle Wolke in Mt. Pleasant was fantastic. She was incredibly helpful in getting information both to me and my bank to ensure my closing was not delayed. This was all while she was dealing with the uncertainty and issues related to Hurricane Matthew.

The Walterboro office was closed on Friday because of a storm I called Michelle Harmon cell phone because I had an emergency. I needed proof of insurance asap despite the fact that she was limited on what she could do she came through for me when I needed her. She is the best!

Michelle is the very best. She has helped me so much over the years. I truly don't know what I would have done without her

My car caught on fire in a parking lot and was a total loss. I called Monica at CT Lowndes and she sent the paperwork to sign straight away to cancel insurance. She was very professional and compassionate. She made a bright spot in a horrible day.

Heather has always promptly and professionally handled our accounts. thank you

I am well pleased with the service i received from Ian Anderson insurance company He was pleasant and respectable. He was also easy to talk to an professional.

Thxs brother

Holly S. at the Goose Creek, SC office is the best agent I have EVER dealt with. COI requested, COI the very next day! Thanks Holly!

Danielle is very efficient, professional and customer focused! I appreciate her attention to detail and responsiveness - thank you for your great customer service!

I’ve worked with Hannah Lane for the last few years and have had nothing but excellent service. In all I’ve been with C.T. Lowndes for about 9 years and have had nothing but excellent service from their professional staff.

Danielle was fantastic, Prompt, courteous a pleasure to work with.

I would like to commend C. T. Lowndes for hiring and training great people like Bonnie Robinson. I admit we made a mistake when we went to another agency for our homeowner's insurance earlier this year. The service, responsiveness and professionalism just was not there with the other agency. When we contacted Bonnie to help us make the move back to C. T. Lowndes she was exceptional in her attitude and responsiveness. Great work Bonnie and thanks for your support!

I have used CT Lowndes for all my insurance needs for years, Heather is always extremely responsive and helpful!

prompt efficient service

Danielle and Aly are AWESOME!! I renewed my policy with a new insurer and my stupid bank paid both the new policy and and the old policy! Got my premium back from the old Company in a week. They took care of everything!! Love you guys!

We were delighted to meet Danielle in- person today. Up until now we were handling insurance needs via phone and email due to us being out-of-state. We were extremely impressed with her professionalism, knowledge, and attention to detail. Thank you for all of your hard work.

I've had the pleasure of working with Jennifer for many years. She always goes above and beyond to provide exceptional customer service. She handles all of our companie's insurance needs efficiently and with great detail.

Joanna Bishop.provides excellent service!

Absolutely the best service anywhere! Immediate responses, no complicated phone menu to follow when you call, intelligent, knowledgeable people who help even the least informed of us. I know of very few companies that have survived 165 years! Go Lowndes!

Holly S. came through! Service 5 stars! I love this place! Thanks

Sammie is always responsive to any questions or needs I have. I very much enjoy Working with her N9D74

"Service" find true meaning in the friendly and efficient way Ian treats us before, during and after the sale.

I've asked Pam DiGiacomo for assistance on a number of occasions and she's always helped with timely and accurate assistance. I appreciate her help. In my opinion Pam represents what customer service should be.

I've had the pleasure of dealing with Monica Godley and the C. T. Lowndes insurance agency in Walterboro , SC for almost 8 years now. I love the excellent customer service and attention to detail. They answer all of my questions and handle my account with extra care. I'd recommend the agency to anyone looking for an agency that really cares. Thanks a million. A special thanks to Monica Godley!

We have been dealing the C.T. Lowndes & Company in Walterboro since 2004. We have received great service and have recommended many. Jennifer Tiegs has been my agent from day 1 and has always given us 5 star service.

Melanie Lanier is a joy to deal with in the Moncks Corner Office. She is very courteous and always cheerful no matter what your need is.

Charlene did a great job in contacting the Insurance Company concerning my claim. Within 1 day I was contacted by not only a representative of the company but also by a company that is coming to assess the damage and determine what needs to be done to restore our damaged home.
Francis Pfohl, Camden, SC
Sammie is simply great. Attention to detail and shows concern for her clients

C. T. Lowndes was recommended to us by our buyers agent and a friend this year when we purchased our home in Summerville, SC. IT's so convenient working with a local company that provides such great service. Anne is both efficient and professional. She helped us find the lowest rates out there for the policy we wanted. We will definitely be doing business with C. T. Lowndes for many years to come!

There are those who make promises and those who keep them. Heather McManus belongs in the latter group. She's great!

Jamie Bailey went the extra mile and worked very hard to get me a homeowners quote when other agents left me hanging.She is an asset to this agency,and I will have her handle all my insurance needs in the future.
Phyllis M. Pucci, Week I Wachee, FL
My experience has been fantastic working with CT Lowndes, Holly and Chris have been great working with me!!

Have been doing business with Charlene Lemacks and C. T. Lowndes for 10 years and have always rceived correct information, speedy handling of cases and curtesy and respect

The payment process for the company is wonderful. I was late sending my payment in the mail. Helen provided a very nice courtesy call to remind me about the payment. In addition, she allowed me to send a copy of the signed paperwork and the check via email. She took care of everything without me having to visit the office. Thanks so much for making my day easier.
LoElla Smalls, Charleston, SC
Danielle Wolke & Aly Gamble have provided exceptional service for all our insurance needs. They always go well beyond what you could expect no matter how large or small the issue may be. They are very knowledgeable, detail oriented and constantly keeping you informed. Thank you both for all you do for us. We highly recommend C.T. Lowndes because of Danielle and Aly.

Holly has provided exceptional service in my short time of being insured with the company. I am certainly pleased with her service.
Holly has provided excellent service while assisting us with homeowners insurance as a second home and now the transition to primary residence. Thank you.

Michelle in the Charleston Office is always quick to help me with all of my policy questions and policy changes. She is very efficient, courteous, and knowledgeable. I appreciate her very much!

Have done business with CT Low des for years. Service at the Walterboro office Exceptional!

Excellent service by Michelle Harmon.

Danielle Wolke in Mt. P was great. She got everything put together in a short window before our close. Thanks!

I've used C.T. Lowndes for years and love their service. I would highly recommend them to any business or home owner.

Melanie Lanier is wonderful to work with. She really covers all the bases to be sure everything has been taken care of with your insurance needs. We appreciate that she stays on top of whatever she is handling. She gives prompt and courteous service and is an asset to the company. Thank You Melanie love having you as our agent.

Bonnie Robinson has been an agent who we can put our trust in to address our insurance needs in a timely and efficient manner. We are always pleased with the end results. We look forward to continuing our longstanding relationship with C.T. Lowndes as a result of the professional way in which Bonnie represents the company.

Anne was most professional & quick providing us with info we needed at the time. Will keep her in mind if our needs change.
Ken Schwanke, Gettysburg, PA
Amber went above and beyond this month! I mistakenly dropped off payment intended for another MC business @ CT Lowndes. She called and informed me of my mistake AND took the envelope to the other business so it wouldn't be late!! Now THAT's what I call customer service! Thanks, Amber .....

Lauren is the best agent ever!

Searching for a new LOCAL provider..... so far so good. ......Aly is a good egg!

I had some issues with my insurance. Thanks to the prompt and decisive action by Melanie Lanier. Melanie service went above and beyond the call of duty and is much appreciated. I will continue to stay with C.T Lowndes and a large part is thanks to attention from Melanie. Thanks

Leidy is great! So sweet and does a nice job cleaning. Also very responsive! A++

We have been with this agency since it was originally Zorn in the late 70's.In recent years Michelle Connoly has consistently provided professional service along with patience in implanting our policies.
Nancy&Ronald Rowland, Folly Beach , SC
When we relocated to the area, I wanted to establish a relationship with a knowledgeable and responsive insurance broker to meet my family's range of insurance needs as they arise. Danielle Wolke has exceeded my expectations and it is comforting to have such an informed and caring insurance professional that I can easily reach with a phone call or email.

I have been dealing wit CT Lownes sine 2005. It has been a pleasure and the good feeling of feeling like I am with true professionals. Sammie certainly did the same, thank you

Ian has been managing our Association insurance for a couple;e of years now and doing an outstanding job of getting us the best rates and following through with our questions. Could not be more pleased.

Very good follow through provided by Damille and Amanda. As a new client I am impressed.

Great service from Michelle Connolly...My dad's insurance had expired and she was unable to get a response from him so she called me.. .She did not have to keep trying to get a response from us, but she did... With her help we found out what the problem was and the policy was reinstated.. I t does not show a lapse in coverage thanks to Michelle.
Kathy B., Ocala, FL
Heather McManus has been most helpful every time I contact her. She is professional, efficient and great to work with. I wish I had more employees like her in my office.

Great service from Tony Branch. He helped me reducing significantly my monthly payment while improving my auto insurance coverage.

Melanie Lanier went above her regular services to help me with my home owner insurance. C.T. Lowndes has always been helpful.
Theresa R Simmons, Moncks Corner, SC
pmelfi, summerville
Ian Anderson has been my go to guy for my Business Insurance for quit some time. Any time I am in a time crunch I know I can count on him to help me out. He is always very helpful and diligent in getting me what I need very quickly. Highly recommend him for your insurance needs.
Laurie Kornahrens, Charleston, SC
Bonnie was very helpful. She was able to answer all of my questions. Much better than the last company I was with. I can tell customers are put first with this company.

Gloria Rodgers and Danielle Wolke were very effective defining the home insurance I needed and preparing a policy at a very good price. They did so quickly, pleasantly, and professionally.

Mrs Anderson was very helpful and pleasant! Thank you!
Melanie Hydle, Ravenel, SC
Pam DiGiacomo ACSR, CPIW , has always been very efficient, timely, and most helpful , I have used this agency many years with the best service ever. Thankyou, Bryan

Holly is so easy to work with. A+ For 8 years and counting no complaints!

Danielle was very helpful, informative, and efficient.
Jonathan Hutson, Mt Pleasant, SC, AL

Lauren Shangraw is great, she made shopping for new auto and home insurance a breeze because she did ALL the work.

Bonnie Robinson in the West Ashley Office has done a great job over the last years helping us with our insurance questions and choices. She is also prompt and keeps up with the details. Thanks.

Amber Harrell Emailed me to let me know she had rec'd and processed my insurance payments (left at MCO drop site). It was nice to get her message.

Samantha Sherman is absolutely the best insurance agent out there! She watches over my concerns like a hawk, and makes sure that I am covered for whatever I need. She also shops for me to see if there is anything out there that will suit my needs any better, and changes or upgrades as needed. I am so grateful that she is there to walk me through the labyrinth of insurance coverage! Thank you, Sammie, for all you do fore!

Samantha Sherman is absolutely the best insurance agent out there! She watches over my concerns like a hawk, and makes sure that I am covered for whatever I need. She also shops for me to see if there is anything out there that will suit my needs any better, and changes or upgrades as needed. I am so grateful that she is there to walk me through the labyrinth of insurance coverage! Thank you, Sammie, for all you do fore!

Holly Sergent has always gone far and beyond to help us with our work comp needs

Hannah Lane provided us with excellent customer service as our agent. She was prompt in returning our phone calls and responding to our emails. Thank you Hannah for being a true professional. Respectfully Terrence Sanders


Michelle Connolly is my flood insurance representative. I'm so glad she is taking care of my account. She keeps me informed on changes, etc. I can't say enough good things about her. Thank you for having nice people like her to work with. Respectfully, Joyce Smith
Joyce Smith, Charleston, SC, AL
Ian is always quick to respond and helpful. I know I can count to him to get the job done.
Annette Balsitis, Summerville, SC, SC
I would like to compliment Ms. Liz Skistimis for her outstanding customer service! She is very knowledgeable, efficient and a pleasure to work with . Thank you CT Lowndes & Co. for this outstanding employee! If you have a training program, she would be an excellent instructor. Sincerely, Sharon

Michelle Connolly is the best agent. She is caring and always ready to help.

Good afternoon, It is with great pleasure that I write this review to call our Michelle Conneley, the true professional that has been providing us outstanding service for many years. No task is to large for her to undertake and it has always yielded prompt and great customer service. Ms. Connelly is our go to person for instance requiremen's and we can't say enough able the services she renders.
Benjamin Randall, UPPER MARLBORO, MD
Ian is always efficient and helpful. I work with several local insurance agencies to obtain certificates of insurance. CT Lowndes is absolutely the BEST.

Bonnie Robinson is simply fabulous. She is timely, conscientious and detail oriented. Always a please working with her! Thanks for such great service Bonnie!
C. Kasales, Johns Island, SC
As usual , a home run from Bonnie in updating auto insurance.
miller f coggins, n charleston, SC
Ian is the best insurance guy I have worked with, and I have worked with a lot of them. He gets me what I need the day I need it. I don't know what he makes, but he should get a raise.

Great customer service. Responds to all questions and or requests right away.

Ian Anderson provided us with superb service as we went many rounds with a third party certificate of insurance. He quickly and efficiently provided revised certificates as our company's negotiations with the third party evolved and their insurance requirements changed. This required at least five revisions; in each case, he responded with the required certificate within 10 minutes, never raising a complaint about such a tedious task. His combination of patience and efficiency sets a new service standard in my experience.

Jean Ford was so helpful to me and very timely in her responses and actions on my behalf.
Rebecca Kerr, SC, AL
Anytime I call or stop in everyone I come in contact with is incredibly helpful. In particular, Joanna Bishop takes care of our insurance needs quickly and professionally. That is why I keep coming back and recommend C.T. Lowndes for insurance.
Howard Frey, Ruffin, SC
I had my very first experience with C.T. Lowndes & Co. I spoke with Lauren Shangraw, she was very courteous, professional and very helpful, thank you C. T. lowndes & Co.

We have been with Holly Sergent, CISR for several years now and she is always there for us when it counts most. Wether COI or anything else is needed she takes care of it quickly. She is a huge asset to C.T. Lowndes in Goose Creek, SC. as well in general. She always has our best interest in mind.

My husband and I have been customers with C T Lowndes Ins Co for many years. We have always been pleased with the service we received. I recently lost my husband and he always handled the insurance bills, etc. Today I had a problem concerning my insurance and didn't know what to do. I talked with Melanie Claire Lanier today. She was very professional and soon calmed me down and explained how we could fix it. And we did. Melanie handled everything in a professional manner and was so very kind. She knew exactly what to do and called me back like she said she was. I look forwarded to many more years with this company, Thank you Melanie.

Sammie Sherman has been a joy to work with! She is very knowledgeable, and very easy to talk to . She always follows up and has been a wonderful guide as we navigate the process of securing insurance for a new home. We could not be more satisfied! Thanks Sammie!

Kelsey D. Anderson with the Goose Creek Office is the greatest! She has been so helpful to me. I was almost in panic mode when I misplaced my "Premium finance Agreement." Kelsey was very kind and understanding and assured me that she would send me another copy via e-mail, and she was prompt in doing so. I am happy that she is my agent and a part of your team. Deveta Brown, Ridgeville, SC

Pam is great! She is efficient and knowledgeable, quick to respond to emails, and helpful. She helped me out immensely today and I'm so happy she is a part of your team.

Pam is wonderfully efficient, courteous, and always helpful. She returns calls promptly and is always willing to provide information. On a recent trip to Puerto Rico, I forgot my auto insurance card. The auto rental company contacted Pam and within 5 minutes she emailed them my coverage. She's a true professional!
Frank Muscarella, Summerville, SC
Pam DiGiacomo has been so helpful to me with anything that I ask for her. Her generosity goes far and beyond expectations. Thank You Pam for all that you do.

Lots of thanks go to Holly Sargent @ C. T. Lowdes Insurance for the great service provided for our sub-contractor. Never fails, we receive a COI in a timely matter. Thanks to you, Holly and the team at C. T. Lowdes.

We are very happy with the service that Holly Freelove Sargent at C.T. Lowndes. In Goose Creek, SC has given us. She has always been able to get the answers to our questions and makes the experience simple and worry free. We appreciate all that she has done for us.

I was so fortunate to reach Pam DiGiacomo in your Charleston office when I called recently to report my serious auto accident. It is my first auto accident & Pam helped me tremendously walking me thru everything that I would need to do. She was very comforting and professional during this difficult & traumatic time for me. So glad Pam is part of your team! Many thanks.

I would like to Let you now how pleased I am with Julia Hassell For her handling of our commercial properties and the recent addition of Tony Branch and Pam DiGiacomo on the homes we have insured with C T Lowndes. You have a great team of people there and we are so happy with them and feel we are in good hands.

The service that comes from Helyn and Hester is absolutely fabulous! It could not be any better! Pleasure to work with them!

Lauren Shangraw was very polite and professional. I am first time home owner and she made sure she explained all of the ins and outs of Home Owners Insurance! I would definitely recommend her and C.T. Lowndes for any of your insurance necessities!

Charlotte Mims in your Moncks Corner Office is simply amazing! I will never forget what she did to assist me in gaining insurance coverage for my Mothers home in Moncks Corner. Being in the military and stationed in another state, I took a leap of faith utilizing Google to find an insurance company in the Moncks Corner Area. To say I lucked out by finding Charlotte Mims and C.T. Lowndes Insurance is a gross understatement. Charlotte was responsive, knowledgeable and proactive throughout the process of finding and purchasing a policy. In the Army we call that a go-getter...someone you can count on. I'm here to testify C.T. Lowndes & Company is an agency you can count on. On behalf of my Mother, thank you Charlotte, !!

When it comes to customer service, Tami Altenburg at the Goose Creek branch in SC, follows up and makes it happen. We are impressed with her "can do" attitude and service level.

Kim Cooper did everything right to make me a life long customer of C.T. Lowndes. She secured me a new company for my household, when my existing company inflated their rates. She not only secured a new company for the same coverage, but at a cheaper price--she followed up on my new auto insurance, so I feel secure placing her in charge of all my insurance needs. C.T. Lowndes she is a keeper !!

I have just started doing business with Paulette Klingel. She is thorough and very professional. The net result has been that I have shifted my insurance and have made her my "go-to" insurance contact. I am very impressed with the way she handles all my business.


I have had dealings with CT Lowndes for a number of years, and never received personalized service. I have been shuffled around from agent to agent and oftentimes were not told of the switch until I called with a question. They never know who I am when I call in spite of my long term association with the company. After 21 years, I had my first claim. It was a negative, frustrating experience. Trident Claims Company in Hilton Head handled the claim and I was lied to, and was made to wait a ridiculous amount of time to receive the check that I was entitled to.

Heather has always given me 100% perfect customer service!!! I know when I call and have a question or problem, Heather will immediately take care of whatever I need!! She is the best!! I have had my homeowners and auto insurance with C.T. Lowndes for many years, and have always been extremely happy with the service I have received!!

Tami Altenburg provided some outstanding customer service today for us. My wife and I are and have always been very pleased with the service and support we have received from both the Mount Pleasant and Goose Creek C.T. Lowndes offices.

Ian Anderson has been incredibly helpful sorting out the intricacies of my commercial workers comp and general liability policies. His knowledge is great and his effort is even better. Thanks for making a stressful situation seem easy!

I can't say enough about the great service provided by Danielle. I'm purchasing a home and being out of state I was concerned that I would have trouble getting the right coverage for home and flood in a timely manner. Danielle handled every aspect of the process with professionalism. She kept me informed throughout the entire process, handled everything promptly and without hassle and I couldn't be happier. Thanks Danielle, you're a credit and a great representative for your organization.

Kimberly Cooper in your Summerville office... Just absolutely amazing! She was professional and friendly and took what could have been a bad situation with home insurance being canceled . .. and turned it into a plus while providing great coverage and saving money at the same time. It is s pleasure knowing I will be dealing with her as my agent. They don't come any better!

Sammie Sherman has been our agent since we moved to Edisto Island in 2009, she has been great, super service and saved us a lot if money.

Heather has been very helpful and quick to respond to all of my questions!

Michelle Connolly has been helping me for years and is wonderful. I am a very high mainentaince client and makes my life owning multiple properties so easy. Michelle and Henry are the Best!

Ian Anderson with C.T. Lowndes & Company is FANTASTIC!! Thanks for all you do!

I have had multiple policies with C.T.Lowndes for many years. Ms. Kimberly Cooper has serviced my policies with promptness, professionalism, and above all knowledge of the industry. I can count on her with following up on necessary requests and information requested. Thank you Kimberly.

Danielle was superb in assisting me with all my needs.She was thorough and responsive. ..thank you so much.

Our agent Heather McManus is outstanding. She is prompt, courteous and very efficient. It is always a pleasure working with her!

My agent is Kimberly Cooper in the Summerville office. Kimberly has always provided me with excellent customer service. I find she is very proactive in maintaining my account and acts promptly to my respond to my concerns and resolve issues. Very Pleased!

I have to commend Samantha Sherman as an outstanding agent for this company. She has come to my rescue so many times and has been invaluable in helping me navigate the insurance network. I have lived out of the country and she has gone out of her way to give me special attention and make sure I was taken care of. She is amazing and I depend on her with total confidence. Thank you Sammie!
Sally Kingsbury, Edisto island, SC
Heather has been outstanding to work with! I really appreciate her thorough answers and fast communications on all of my questions!

Monica in the Walterboro office is amazing! I was stuck on the side of the road trying to deal with the actual insurance company. They were giving me the run around. One phone call to Monica and everything was handled! Thank you so very much Monica!!!

I checked with several insurance agencies while purchasing our new home and C.T. Lowndes & Company made our decision a no-brainer. They gave us the most affordable quote and were excellent communicators. Once our decision was made, Charlotte Mims took care of the rest and made the whole process painless. Thank you!

Michelle Connelly has helped me so much!! She truly a pleasure to work with. I depend on her to help me with any problems I might incur. Thank you so much Michelle, it is truly my pleasure knowing you!

Bonnie Robinson is a great CSR. She is knowledgeable of the products and very responsive. A pleasure to work with.

Ashley, the best service person in the whole area always responding quickly and attending to details

Holly has been very helpful with my client's policies. She has been there every time we have a question. She has remained professional despite the complications without being judgmental. We appreciate he professionalism.

I was very pleased with the excellent service provided by Paulette Klingel of CT Lowndes in assisting me with my homeowner's, wind and hail, and earthquake insurance. I highly recommend her.

The best experience I ever had with an insurance company. polite ,courteous, professional,and have personality!!

I had a wonderful experience with Paulette Klingel and CT Lowndes! She was professional and courteous proving me homeowner's, wind and hail, and flood insurance. I would definitely recommend Paulette and CT Lowndes!

Although we own a house in South Carolina, we currently work in New York. I wanted to let you know how friendly and helpful Charlotte Mims was when working with us to acquire the homeowners insurance we needed for our property in South Carolina. She was a real pleasure to work with!

Danielle Wolke recently helped me out with homeowners insurance. Amazing attention to detail and providing a number of policy options. She takes the time to inform with no pressure. Also very prompt and available. A+!!!

Danielle Wolke recently helped me out with auto insurance for my daughter. Danielle went above and beyond the call of duty in terms providing a number of policy options and she did it very promptly.
Scott Adams, Mount Pleasant, SC
Our business insurance needs are handled quickly and efficiently by Jens Zander and Jean Ford in the Mt. Pleasant office. They explain the policy terms and always seek the best pricing. C.T. Lowndes is truly the best!


Danielle Wolke provided outstanding service for flood and homeowners insurance needs for our home in Charleston. C.T. Lowndes is a great company to work with.

I can tell you without any hesitation that Anne Blocker s one of the best customer service people / insurance agents I have ever had the pleasure of working with. Very knowledgeable, very patient, and very professional. Her follow through is perfect. She is one of the main reasons I stay with your CT Lowndes.

Michelle Harmon is knowledgeable and efficient in her field She has gone beyond my expectations in helping to insure my property This is the reason I always use CT Lowndes

Sammie Sherman has helped me so much over the years with my personal insurance as well as with my mother's policies. She is patient and very thorough in her research to provide me with the best and most affordable insurance. Her advice has been invaluable. She is truly an asset to your company!

Since I moved to SC I have been dealing with CT Lowndes. They take care of all my insurances and I'm very happy. Response times are very quick, they take the hassle out of insurances. I'd like to thank Paula, Amanda and Danielle for all their help.

Today I had the pleasure of speaking with Anne Blocker regarding a quote for flood insurance. She took the time and effort to double check and get right back to me. She also sent the attachments promptly to me.

My experience with Danielle Wolke has been very positive. I just moved from Virginia to South Carolina and needed help deciding which homeowners and automobile insurance companies would have the best prices for coverage similar to what I had in VA. She is very knowledgeable and professional and had a very pleasant demeanor. She went the extra mile to get my hazard insurance ready so that I could close on the sale of my house on the date that was very important to me. Thank you, Danielle, for all of your help.
Rebecca Hamlin, Charleston, SC
Just a quick Thank You to Tami Altenburg, for her quick and efficient management of all my insurance needs.

Upon recently moving from New Jersey to South Carolina, we were confidently referred to C.T. Lowndes and Company for our home, flood and auto insurance needs. Our contact with David Christopher and Kimberly Cooper have been a total pleasure. Their professionalism and speed with which they processed our various policies were outstanding. Moving in itself is stressful for any family, insurance needs being first and foremost on your agenda. With their knowledge of the insurance industry, David and Kimberly raised the bar for customer service and we are more than satisfied with our experience and our decision to be insured with C.T. Lowndes and Company.

Holly rocks and is so very awesome !!! Holly takes her time with to help me with any and all questions that I ask .I have had no problems with anyone at C.T. Lowndes & Company everyone that I have spoken to have all been very helpful and a very pleasant experience !!! Thank you and have a very great day ,Charlotte :)

I have been very happy with c t Lowndes s'ville. they have took care of us for years.
linda blumenburg, summerville, sc 29485, SC
When our house flooded, Kimberly Cooper responded right away with the information we needed and was the epitomy of professionalism.

Having worked in insurance I realize how exciting, challenging, and rewarding it can be to help a client. C. T. Lowndes is an excellent company with customer service at it's forefront. Lauren Shangraw is the second service representative we have had and they don't come any better. When our auto premium skyrocketed she found another company with a much lower premium. Knowing the insurance jargon she knows when our renewals come about I will have several additional questions. She always gets back to me in a timely manner and with appropriate responses; she never attempts to give an answer without fully investigating it for which I give her high marks. She is definitely a pleasure to work with and takes pride in her service.

Heather is friendly, professional, and always listens well. Good service, good rates. She will look at new options when it benefits a customer.

Heather is friendly, professional, and always listens well. Good service, good rates. She will look at new options when it benefits a customer.

I have been with CT Lowndes for many years and have enjoyed the wonderful service they have given me. Everyone I have encountered in person, by phone or email have made me feel right at home. Whenever any asks me for a good insurance company I always say CT Lowndes is the best! I want to especially thank Kimberly Cooper in the Summerton office for everything she has done for me. I wouldn't think of going to another company.

I just wanted to send a note to say thank you for all you and the great team at C.T. Lowdens do for your customers. I have had several negitive experiences with providers in the past but since I swithed to C.T. Lowdens I have been EXTREEMLY happy. Your helpful and freindly staff have been there for me and my wife on several occassions and I have never been made to feel like a "number". Just the simple fact I can email or call and speak to someone who knows who I am without going through 6 prompts to talk to someone from another state or country has been refreshing. Thank you! JD

Tami Altenburg was swift with the policy for our new car. She only needed a few items from us and was able to take care of retrieving the rest without any hassle to us. Well done!
Matt Marous
Tami Altenburg was swift with the policy for our new car. She only needed a few items from us and was able to take care of retrieving the rest without any hassle to us. Well done!

Pam DiGiacomo has done a great job for us. Her review of our policies helped us to avoid duplications in coverages and saved us money. She is a good addition to your team....and ours for that matter!

I am very impressed at the operations of CT Lowndes ( Moncks Corner office) . Charlotte Simms was quick, thorough, and efficient, Her customer service values are second to none and her social skills with the public is exemplary. Great Job Charlotte!!!!!!

Pam DiGiacomo has done a great job for us. Her review of our policies helped us to avoid duplications in coverages and saved us money. She is a good addition to your team....and ours for that matter!

I am very impressed at the operations of CT Lowndes ( Moncks Corner office) . Charlotte Simms was quick, thorough, and efficient, Her customer service values are second to none and her social skills with the public is exemplary. Great Job Charlotte!!!!!!

Holly Sergent is the best. I tell her what I want and she starts working, she contacts me with questions and results, always give me options and works with me if I have any problems. I'll never go to anyome else.
Vassil Velinov, Charleston, SC
Ashley Kendrick has always been very pleasant, helpful and efficient. She is a pleasure to do business with. Thanks Ashley.

Both Holly's at the Goose Creek office in S.C. are doing an outstanding job. I have about thirty houses insured with you and they have done a super job for me.

Thank you for your great service! Michelle

"Lauren Shangraw is the consummate insurance agent. She demonstrates tenacity and stick-to-itiveness in her search for solutions to challenges. She is extraordinarily personable, her character is impeccable, and she’s a pleasure to engage in a discourse about your issue. After our conversation, I was convinced that if there were a positive resolution to my issue, she would be the person that I feel would accomplish the task. She possesses tremendous people skills and uses them appropriately. I would recommend family and friends to utilize the services of Lauren Shangraw. Thank you, Lauren! Five Stars."

Celestine Miller- Harris

Good Morning Henry!


I just wanted to reach out to you and let you know how much I appreciate doing business with you all.  The help you gave me from the start and since then the impeccable service I’ve received from Michelle Connolly has been such a pleasure. 


She has gone beyond the call of duty many times for me.  The insurance business is very hard for me to wrap my mind around and you all make it much easier.


Thank you so very much!






Sammie Sherman at the Walterboro office has taken great care of us over the past 12 years of ownership of our Edisto property. She is professional and knowledgeable in the insurance industry.
Lavonne Doyle 9/3/2015

Kay Eustace and Michelle Harmon in the Walterboro location have been a very big relief in my life. Great service, very personable, and the most professional people I have worked with. That is very hard to find in business today.

Monica Godley was a life saver in helping us with getting a last minute update insurance binder so that our refinance( closing the same day )would not fall through!! It was a real nail biter situation and she handled it right away for us A big,Thank you to Monica!!!

Pam DiGiacomo delievers excellent customer service. She is very personable, prompt,responsive,responsible and efficient.

Joanna Bishop was simply outstanding......she processed the info requested in a timely and helpful manner.....thx, Joanna

Bonnie Roginson .... Always, always very helpful. Thank you Bonnie!

Denise at C.T. Lowndes insurance is a pleasure to work with. She is always prompt in taking care of my insurance needs, whether it's a question I ask or sending COI's to contractors. A pleasure to work with!

I talked with Tami Altenburg today and she was outstanding.

C.T. Lowndes has been there for me in so many ways for a very long time... I am very grateful for all they do to make my insurance needs go smoothly.

The word "service" finds true meaning in the way Danielle handled our account, before, during and after the sale. We hope to be a customer for life.

Trudy at Mt Pleasant CT Lowndes is awesome. Always very responsive when asked for her help.

Danielle Wolke was very helpful and compassionate as we had to work through a very tight closing and also several personal matters. If you need insurance, give her a call!! I know you will be happy :-)

Great service; good follow through. Thanks to Tami Altenburg for helping resolve issues on our older properties with underwriting!
Dave Coldren, Moncks Corner, SC
Kudos to Ashley Kendrick and staff at CT Lowndes for consistently providing INCREDIBLE customer service!

Whenever our Homeowners Association needs any type of service , clarification or documentation, Carol Bennett gets it done, and most importantly gets it right the first time. Service like that is much appreciated and engenders our loyalty to Agency. Thank You ! Philip Incorvia; Tradd Street Arms, Charleston, SC.

I want to thank Holly Sergent for always putting up with me . She has been one of the finest people to know in the business world. I am the office manager at CEBS Construction and during my start here at CEBS it was a lot to try to learn all the Insurance issues that go along with this business. Holly has been so patient with me even when she had to go over things with me several times before I finally got it. Thank you Holly for being so patient and always there to help us here at CEBS. We really appreciate all you do for us!
Shelly Landreth, Ladson, SC
Holly Sergent has been our Insurance agent for 2 years now and she has never let us down in that 2 years. She goes beyond just serving you as a customer, she makes sure to stay in touch during the process and is quick to answer every call and email any time you need her. I have worked with lots of other agents and know that one like Holly is very rare and it has been a pleasure to have her as our agent here at CEBS Construction.

For us, Tami Altenburg is professionally prompt and efficient. Best to Bill, Jr & Lowndes, too, from Rick & Ron Carpenter families. Thanks and Happy 45th. ron c

After the departure of an employee who handled our insurance needs, I was left to pick up the pieces and make sense of what she left behind. Holly has been wonderfully helpful in every encounter. She has answered all of my questions. If I fail to follow-up on an outstanding item, Holly will make sure whatever it is, gets done. She is quick to respond, investigate any questions and always a pleasure to talk to. Holly is, hands down, one of your best employees by far!

Heather McManus has gone above and beyond for both my business and insurance needs. I had a large commercial loan that needed closing with several properties and a lot of insurance changes on the fly from the lender. Heather got them all done very quickly and accurately and kept the loan time line on track. MISSION CRITICAL for anyone in the middle of a loan. Some of the properties had another insurance company handling the coverage, yet after several attempts to have them fill out the same information, they just couldn't be bothered. 100% of my insurance business is now with CT Lowndes. Not only am I getting better service, my rates are actually better too. CT Lowndes' commitment to service has honestly helped my business grow and I am very appreciative. THANKS!!!!

Holly Sergent has always provided great customer service not only to us, but also to our vendors for our events.

A big "THANK YOU" to Tami Altenburg for looking after us for many years!

Holly Sergent Is a huge asset to your company and mine, she always goes above and beyond what is expected of her. Her knowledge and professionalism is top notch. I Don't thank her enough, Thank you holly!!! Ron Russell, Gator Getter Consultants llc

The time taken by Danielle Wolke to explain the necessary information and the patience she had with all my questions via email and voice mail is above and beyond what I have experienced with any other insurance company. I am 100% pleased.

Heather McManus is pleasant, sharp, knowledgeable and fast. She gets the job done quickly and correctly, and always with a smile in her voice.

Melissa Garrison is wonderful and she have the best customer service I've witnessed in a very long time.
Tiffany Smalls, charleston, SC
Bonnie Robinson is always great to work with. She recently helped us with our first claim, and made the process as easy as possible.

I have bee blessed to receive my insurance support from Loraine Sottile. Her 5 Stars are my way of thanking her for years of thorough, cheerful, professional and capable service to me and my family.

As a new business owner, I have had to make certain changes to my policy and add other services to my account in such a short relationship with CT Lowndes. Helyn KIm has made everything happen that's been needed for my business approval.

We always receive excellent service from both Jennifer Tiegs and Jeff Saunders at C T Lowndes. We would highly recommend them to anyone

Lindsey Gilbert, CT Lowndes, Remarketing Department is a refreshing addition to the corporation. Efficient, courteous and very proactive in finding good value insurance products. She willingly market test for my insurance needs and patiently answer all my novice questions. Thank you Lindsey

Agent that was given to us is Jamie Bailey. Nice when you can get thur to her, not good at returning voice mail calls. Did not take the time to quote with other companies for best rate. Lucky another agent in the same office was there to take the time to find me better HO insurance with a much better rate.
Sharon Kent, Moncks Corner, SC
Our agent Mrs. Lorraine was out of the office when I needed to revise our auto insurance, Lauren Mackie stepped in and went above and beyond my expections. We all need Mrs. Lorraine's and Lauren Mackie's in our office ! Thanks Ladies your great !

Bonnie Robinson is a wonderful agent. She is always very helpful and courteous when I need anything. My phone calls are returned promptly and she gets the job done ASAP for me. She's great to work with and I wouldn't have it any other way. I have been with CT Lowndes for many years and Bonnie along with the other ladies in the CHAS office are the reason I stay. I recommend them often to anyone with insurance needs.

Heather McManus, with C. T. Lowndes & Company is wonderful, marvelous, terrific...... She is quick to respond to my questions and always takes care of any changes I need to make to my policies promptly.

Lorraine was fantastic in responding to a last minute tasking to notifify my new mortgage company about flood insurance I already had, but the old mortgage company failed to send the DEC page when they sold the loan. Thank you Lorraine!!

May 2015

A big thank you to Denise Perkins and Alice Taylor for helping me to add a driver to the insurance. their response was friendly and quick. Thanks Ladies
Willa Garner, Columbia, SC
Carol Bennet is wonderful!! She always resolves problems that come up quickly and efficiently. We appreciate her very much!

Ashley is #1

Ashley Kendrick and Chris Silcox were both extremely helpful last Friday when we ran into insurance issues when trying to close a refinance. They both jumped on board to help immediately and Ashley even stayed after hours to make sure we had what we needed to close. Of note, when we initially purchased this property in 2011, which is on a barrier island, CT Lowndes was the only agency that could get us properly insured after going through several others. Thanks for all the help!

Denise Perkins has been dedicated to my account and ensuring my needs were taken care of... She too responds promptly to emails. Thanks Denise!
Cynthia McClure, St. George , SC
Michelle Harmon is a pleasure to work with. She's super responsive and worked hard to get my home buyer the best quote. She won't let you down.
Michelle Dopson, Walterboro, SC
Tami does an excellent job responding to our needs. She always seems genuinely interested in making sure my requests are handled promptly and does great follow up.
Milt Hearne, Mt Pleasant, SC

It has been a pleasure working with Michelle Connolly.  Michelle, and everyone at CT Lowndes, have always put a premium on delivering excellence. 
As a customer, I really appreciate their commitment to bringing value to any individual or company that they serve.  Further, I am confident that they are dedicated to delivering the best policy with the most value to me and my family. 
I would highly recommend Michelle and CT Lowndes to anyone for all of their insurance needs.

Lindsey Gilbert is fantastic! She is so efficient and knowledgeable about her job. I have just saved money because of Lindsey's suggestion to redo my car insurance so that it would pair up with my home owner's insurance. She is very dependable and always calls me back when I have a question. She is also very personable on the phone. Someday, I would like to meet her face to face.

Kimberly Cooper has been my agent for the last 13 years. She is amazing! In all that time, she has ALWAYS taken my calls and promptly returned my messages ( which I have rarely had to leave, because she always takes my call). She has handled a few issues I have had and done so immediately. She is also always wearing a smile and happy to help. I am blessed by her professionalism! Angela Rogers

Starting working with Danielle about 5 months ago to secure homeowners & flood insurance with upcoming relocation. Danielle provided me tremendous service including various options to consider at competitive pricing. As closing approaches, she has taken care of many last minute items for us to have a successful closing.

I have been working with CT Lowndes in Moncks Corner for years now and have always had a great experience. Devin is so friendly and helpful and gets whatever I need taken care of promptly and professionally. Thanks y'all!!

It's nice having a group of professionals cover my family's insurance needs. The entire team certainly makes it easy!

My family highly recommends Kevin Thompson to other small businesses because he works extraordinarily hard to save us money as well as provide high quality services. Kevin was able to provide us with a workmans comp policy that actually saves us time and money. We have been able to reach Kevin at all times, especially when we had an after hour claim for our commercial auto policy. Kevin went out of his way to provide his services and ensured that we were ok. Thanks Kevin!

I' ve had the pleasure of working with both Charlene Lemacks for our home insurance needs and now Michelle Harmon for our Auto Insurance needs. Moving from Pennsylvania to a TOTALLY different way of life in South Carolina has been both rewarding AND stressful. First Charlene made sure ALL our needs were met while getting all required insurance while bearing in mind our time restriction for the closing date of our new home. She made the path A LOT SMOOTHER. Our new friend, Michelle Harmon has seen to it that obtaining our Auto Ins needs with CT Lowndes has been EQUALLY without stress. She understood our EXACT needs and wants, was very kind and courteous on the phone and within just an HOUR sent me all forms needed to complete our Auto Ins needs. The Walterboro office has surpassed all of my family's expectations and both my wife and myself VERY MUCH appreciate their help during such a big transition. SIX STAR RATING FOR THE WALTERBORO TEAM!

Ashley Kendrick has been very dependable in her response to any questions I have had. She demonstrates thoroughness and friendliness. She is a pleasure to work with.
Thomas Springer, Charleston, SC

 Tony, Just wanted to say "sincere thanks" for all of your help in getting Leonard's auto insurance in place, and for all of your help with our homeowner's policy on his home. You are, obviously, one of the few remaining industry folks who understands and practices real "customer service".  



Lindsey Gilbert very professional, helpful and friendly. I was very pleased with the customer service.

Tami was very helpful in rearranging my homeowners policy to reflect my needs and also save some money.

Travelers has been very good to me and my car post accident. Heather is always awesome !! And now I know the rest of the team is awesome too :)

 Once again, Anne Blocker has taken very good care of our insurance needs.  She does so with knowledge and a very professional approach. 3/26/2015

Jean Ford has provided prompt and stellar service helping me deal with a series of inconsequential requests regarding our insurance from incompetent loan processors.

Melissa Garrison is AWESOME!!!! Met with me (well after hours) on a Tuesday evening to get everything set up for my rental unit. Great service and rates. Also have our homeowners with CT Lowndes, They are a great LOCAL company that I have been very pleased with.

We recently moved from the West Coast to South Carolina and several complicated insurance situations arose. Anne Blocker worked tirelessly to resolve them. Her professionalism and knowledge of the insurance business are invaluable and I intend to have her handle all my insurance needs in the future. Lauren Shangraw provides exceptional customer service. They are a great team.

Do you have an infinite number of stars? Five stars are NOT enough

Kevin Thompson has made it easy for me to get the insurance I needed at a fair price. He did most of the work which allowed me to focus on my own business. Thank you Kevin!!!

Tami Altenburg has been wonderful to work with. She is knowledgeable and completely on top of actions that need to be taken. Her help has made doing business with C.T. Lowndes a pleasure.
Paul Oakley, Edisto Island, SC
Every agency should have at least one Lindsey Gilbert. She is knowledgeable, efficient, responsive and earned my trust immediately.
Bruce Woods, Mt Pleasant, SC
Kay Eustace is an amazing workers comp rep., she has been out rep for years she is always very helpful and prompt in her job. Kay we love you, care about your job and your clients. Thanks for all you do. Rhonda Garnsey
Rhonda Garnsey, Walterboro South Carolina, AL
I have been working with Ian Anderson for about 8 months and I have to say he is always helpful and quick to respond to any needs my company may have! We are very pleased with his service.

Amanda Guenther has always been a quick response to my inquiries with accurate feedback and direction. Many thanks.

At Walterboro Workforce Janitorial Service, all of our thumbs are up for Jennifer Tiegs! I am a sole proprietor who wears all of the hats and having Jennifer handling the very important insurance needs of both of our companies has been like having an extra set of eyes & hands, she keeps me straight. Jennifer is always patient and very very caring and concerned with my success I feel and that means the world to me. Thanks Jennifer.

I have been working with Peggy Jones for about a year now and she has always been professional, courteous, and prompt with every inquiry or change to my policy.
Tabatha R McLaine, Walterboro, SC
Always great service every time we have a question or need. We had our windshield replaced since the rock chip turned into a large crack. James was easy to work with and provided excellent customer service.

Denise Perkins has serviced our general liability and worker’s compensation needs for around ten years. Denise is very knowledgeable about the products she services for her customers and is always prompt and dependable. Denise takes the time to explain whatever product one questions her about and never makes you feel like you “should know the answer” or that you are wasting her time. That makes me feel good because I know I do not have the answers I sometimes need and she is only a phone call or email away. If you have general liability or worker’s compensation policy needs, please give her a call. “She is good!” Carol Porter Custom Interior Construction Inc.

Danielle has been such a great help through the entire insurance process. She gathers a lot of information before requesting your quotes, but her thoroughness really pays off! Her communication skills are also fantastic and she goes the extra mile to always ensure you know exactly where you are in the process.

Lorraine Sotille has been a constant source of excellent advice and information for all our Insurance needs. Highly recommend her

Al Dennis is #1 on my list. He has provided professional service and advice. He is prompt, very knowledgeable, and customer oriented. I would and have over the years recommended him to others. Big Al is "the man"
LouisM Keller, St. Stephen, SC
Denise Perkins was very helpful & fast with sending me the certificate I requested.

Kimberly Cooper has been my agent for all insurance needs for over 5 years. I have my home, cars, boat, umbrella, flood, earthquake, and life insurance all placed through her. Her personal attention to my needs keeps me coming back to the company. She also shops the different coverages when needed for better rates and can help you chose the right company to fit your needs in almost every circumstance. She is frankly the best insurance agent I have ever worked with, and as long as she stays at CT Lowndes, they will continue to get my business

Amanda Guenther recently helped me with reviewing my current insurances and adding new insurances. She was very helpful, she explained everything very well and she responded really fast!
Linda Halma, Mount Pleasant, SC
For the past 9 years Jennifer Tiegs has handle multiple accounts for my company.She has done a wonderful job an makes it a pleasure doing business with CT Lowndes & Company
Van Berry, Cottageville, SC
Samantha Sherman is the best, most attentive and helpful agent I have ever worked with. This includes a period of 30 years of acquiring insurance needs. I offer my unqualified recommendation of Samantha. Excellent Job.

In preparation of closing on a new home, it was recommended I contact CT Lowndes for a quote. I had the pleasure of coming in contact with Charlotte in the Moncks Corner Office. Charlotte is very personable and she is certainly a valuable asset to CT Lowndes. I appreciated her professionalism and dedication to finding me the best rates possible. I liked the idea of knowing CT Lowndes is local and just a phone call away so much, that I spoke with Charlotte again today and I will be insuring both of my automobiles through CT Lowndes.
Kelly Lovette, Moncks Corner, SC

I reached out to CT Lowndes the last week to obtain a quote for workers compensation insurance for a construction company and was in touch with Jeffrey Saunders.  Mr.  Saunders is AWESOME!  He responded to me immediately and worked continuously with me until he was able to get me exactly what I wanted.  He communicated with me daily to inform me of his progress, and he responded to each and every email phone call I made to him.  This is, in fact, the best experience I have had yet with an insurance company.  He worked hard for me as if he needed the insurance himself for his  own company.  I just wanted to let you know that I really appreciate what he has done for me, and that if anyone is looking for insurance, I will definitely refer them to CT Lowndes.

Cynthia Gourdine
judith has been taking care of my company insurance for years and has gone up and beyond her duties making sure my coverage is there and on time

Jennifer Tiegs in the Walterboro office is an absolute pleasure to work with. As a local business owner I rely on her heavily. She always handles my insurance needs in a friendly, knowledgeable, and professional manner.

I've had the pleasure of working with C.T. Lowndes for insurance on two of my homes now and continue to be impressed with the quality of service received. I have worked with both Kimberly Cooper and Paula Stubblefield on my insurance premiums and both were a delight to work with. They were very attentive to my needs, and thorough in offering options that would fit both my budget and requirements. I am happy to recommend them both.

I have insurance with CT Lowndes In Moncks Corner, SC. My agent is Sharon Dennis and I can not say enough about how helpful she is. I have very few problems, but when I do she is on top of it and gets it solved quickly. From 1-10, I give her a 10.

Can't say enough good things about Danielle! After putting a vacation condo at the beach under contract, we started shopping for insurance. We were given the run around and heard countless "I'm not sure" and "I don't know" answers to our questions, it started to make us nervous we might never find someone who would make us feel that our place was properly insured. But THEN we got a hold of Danielle and we were immediately impressed. SO KNOWLEDGEABLE and took care of EVERYTHING! I don't know what we would have done if we hadn't found her!! Thanks Danielle for putting us at ease and handling everything so quickly!!!

Charlotte M. at the Moncks Corner office has always been professional and prompt in my dealings with her. I always recommend her when anyone is looking for new insurance.

Prior to working with C.T. Lowden & Co. office in Moncks Corner SC. Sharon was and still is a very dependable agent, she has always treated me with professionalism, and kindness. Sharon has lots of knowledge about Insurance, she has always kept me up to date about my policy's. It has always been pleasurable to speak with Sharon about any of my Ins. concerns or questions. I believe that Sharon goes above and beyond to help with my Ins. needs. Keep up the good work Sharon. THANK YOU FOR CARING THE WAY YOU DO.

Bonnie Robinson listened carefully to hear my needs as a customer and did an excellent job of responding promptly with solutions to consider. She is wonderful to deal with and represents your firm well!

C. Mims was very friendly to work with and has a professional work attitude. She made sure that I had all of my paperwork completed and also reviewed and explained to me what the paperwork covered. Great doing business with her.

Always receive excellent service for the Building Department and the Mt. Pleasant staff is there for my personal insurance needs too!!

Heather Hiott is our CSR out of Walterboro. She is always ready to assist us with all of our insurance needs and answers our questions promptly and courteously. We appreciate doing business with CT Lowndes!

One of the life lessons I've come to depend on is to surround myself with people who are experts in areas in which I know very little. One of those people is Kimberly Cooper; she is my go-to person for all things insurance. She's the authority I depend on to guide me in the coverage I need for both property and homeowner's policies, and I sometimes wonder if she's happier than I am when she finds a better premium. I would be remiss if I didn't mention the morning I was driving to work and the 16th tire of a then-15 wheeler wrapped itself around my windshield on I-26. I stumbled into her office; she stopped what she was doing; provided me with more tissues than even she though she had, and headed me in the right 800 numbers, no machines, to interminable time on hold. She was there,and she cared, and I know she will always provide the same service. Thank you, Kimberly. You're the best!

   Lauren Shangraw is “my insurance professional”.  She listens and understands my insurance needs.  Lauren handles my insurance in a professional manner and continually looks for opportunities to  improve coverage.  I recommend Lauren to anyone who wants their insurance needs handled in a prompt and professional manner.

Thank you Lauren for your service!

Richard Hill, IOP,SC
Service is wonderful. .
diane g Mitchell, Summerville, SC
While I have done business in both the goose creek and moncks corner offices an have gotten wonderful service, I must say moncks corner really SHINES! I am greeted by name every time I walk in, often times by more than one employee, and always with a smile. I am sold on the friendly and family like atmosphere of the moncks corner office and I will continue to keep my business with CT Lowndes

I could not be happier with the service i receive from Devon in your Moncks Corner office. She is a pleasure to talk to and always gets the job done. She makes dealing with my insurance painless and all of my concerns are addressed and resolved . Devon is truly an asset to CT Lowndes.

I have been working with Doreen Monahan for several months and have excellent service. I had some issues with making changes on one of my policies and with requirements from my mortgage holder, she is helping get my issues with them back in order. Thanks Doreen

Henry Lowndes and Michelle Connolly significantly reduced our insurance costs when we transferred our policies. We can depend on them to monitor our accounts and provide good advice in a patient and thorough manner.

Danielle Wolke helped us recently with some insurance changes and both my husband and I feel she is one of the most professional, knowledgeable people we have ever dealt with. In addition, she is incredibly pleasant and patient which we greatly appreciated. She is an asset to her company!
Anne Hyde, Charleston, SC
I have had the opportunity to work with Samantha Sherman and found her to be proficient, professional and very knowledgeable. I have sent her several referrals without hesitation.
Carol Kapp, goose creek sc, AL
I would like to commend Jennifer Tiegs in the Walterboro office! She has always handled my commercial policies spectacularly!! She always finds me the best coverage for my needs!! Anytime i email or call her she responds promptly and professionally!!!
Rickys Rugs, N. Charleston , SC
As a small business owner I need someone to help look out for the best interest on my company and be there when I need them. I am so very glad to say that Jennifer Tiegs has been that person since the day I became a business owner . I knew nothing about what I would need for insurance but she was right there and got me through it and still does. Thank you Ctlowndes for having Jennifer as an agent . Thank you Jennifer for all you do!!

Sammie Sherman provides outstanding service and has assisted our family with obtaining the correct insurance and best prices for years!

Kay Eustace has been very good to work with and has provided excellent service and competitive pricing for all of our contracting needs. She has always been prompt, thorough, and efficient with all of our insurance requirements. She has a positive and helpful attitude and is a pleasure to work with. I would recommend Kay Eustace to any and all of our associates. Way to go Kay!!!

Melanie Lanier is always helpful by phone or in person. She is always a pleasure to work with.

My wife and I have been working with Devin Jenkins from the first day we walked into C.T.Lowndes looking for Auto insurance. Devin set us up with policies that worked perfect for our situation. The other day we were in a local bank and needed a copy of our house insurance. The person we were working with called Devin, and within 2-3 minutes she had a copy of are policy in the her hands. The bank employee looked at my wife and I and said "I never got anything this fast before", our reply was "that Devin" she the best.

CT Lowndes is unfailingly responsive and provides   excellent  service . They consistently work hard to find the  best cost for the customer . Our family has been with CT  Lowndes for decades and will for many more.

It has been an absolute pleasure working with Lauren Shangraw. She was very helpful and provided excellent customer service.

Rawlins Lowndes helped to insure my company over 10 years ago and has been instrumental in assuring that we are properly insured. He has been such a pleasure to work with that I have moved all of my personal insurance to C.T. Lowndes as well. I recommend them to anyone that is concerned with protecting their assets.
Thomas Smith, Charleston, SC
Rawlins Lowndes and Jamie Bailey have handled the insurance for our rental homes and personal home for several years. We have been very pleased with the excellent service and attentiveness. Rawlins has an extensive knowledge of insurance provisions, endorsements, and flood insurance rules

We couldn't be more pleased having Rawlins Lowndes as a trusted source of knowledge and advice in all insurance matters.

Henry Lowndes and Michelle Connolly have been providing our insurance for over 15 years. I am very satisfied and they are a pleasure to deal with.

We have been working with Rawlins for several years now. He is extremely knowledgable of all types of insurance. He is dedicated to providing excellent service and has helped us to shop around and get the best coverage for the best possible price. He always follows through on what he says he will do! We enjoy doing business with Rawlins and appreciate all of his hard work in handling our insurance needs!

Rawlins always goes above and beyond for our family's insurance needs. We appreciate his hard work and commitment!

I have enjoyed working with Michelle Connelly for many years now. My policies have not always been straight-forward and often required extra attention. Michelle is patient and follows through to make sure I am in good shape and properly covered. I thank her very much for that and feel confident she provides the same service for her other clients.

I would like to thank Sharon Dennis in the Moncks Corner office for the excellent service our office has received from her for many years. She is always a pleasure to work with, handles our needs efficiently and in a very timely manner. I hope to continue working with her for a long time to come!

Both Henry Lowndes and Michelle Connolly have been instrumental in keeping my insurance costs low and have provided excellent customer service for years. Thank you for all of your hard work!

Mary Pellum is a good team member of your firm. She is helpful, responds in a timely manner and has a close attention to details. Not only that but she is pleasant. Thanks for your help Mary.

Devin Jenkins has been outstanding handling our homeowners and auto accounts. She goes out of her way to give prompt solutions to all of needs. I hope to have a long term relationship with CT Lowndes and Devon to rely on.

Sammie is Awesome! I am a Realtor at Edisto Beach, S.C. and she works with my clients on weekends and nights if they email her. Sammie is reliable and always willing to check on rates. When we talk Insurance at Edisto Sammie's name always comes up. Sammie is the person to go to if you need insurance.
Jeanine G. Rhodes, Edisto Beach, SC
Sammie Sherman is an excellent insurance agent. She is most helpful with me and my real estate clients. Accurate, prompt property insurance quotes are critical to my business and my client's well being. Sammie delivers outstanding insurance advise to both my clients and to me personally as a client of C.T.Lowndes.

Sammie Sherman has been amazing when I have needed her to work up rates for me on my antique vehicle! She always provides outstanding customer service!!

Thanks to Jennifer Tiegs for continuously providing support and coverage for my business. I would recommend her to anyone.

Don Robbins has handled our insurance for many years. He or Jamie are always available to help us with any questions that we have

Mrs. Peggy Jones is an outstanding asset. She has continued to be hard working in finding me the lowest rate with best companies. thanks for all you do for me Mrs. Jones!!!!!!!!!

Sammie Sherman....Sammie has been handling my insurance needs for several years. Always prompt, efficient, pleasant and watches out for my pocket book! Very happy with her service!!
Gary Headden, Mt. Pleasant, SC
i learned a lot about cars and about what consequences happen due to bad driving. the taxes are going to skyrocket but no matter i will be the one to pay if i cause damage.

I learned a lot about insurance yesterday. Abou thealth insurance and life insurance and auto insurance. Thank you for taking time out of your day yesterday to come and teach us! Much Appreciated!

I appreciate you coming to Summerville High School, and informing us all about real life situations. You were very pleasant, you also answered our questions without any hesitation.

Paulette Klingell has handled the insurance on my beach home from the start of construction. She is a consumate professional who understands the insurance business and keeps me well informed. She is responsive and always follows up. Since I was in a high flood risk zone she did her research and explained reasons for rates. She visited my home to be sure survey information was correct and had Mr. Lowndes to do the same. I would recommend her to handle any of your insurance needs.

Thanks for coming visit our school. You taught me a lot about insurance that I never knew.

We worked with Paulette Klingel on our homeowners insurance. She was a pleasure! She was very responsive to emails and calls and very helpful with questions. We had to change some things for the insurance and Paulette was really great at walking us through those and resolving it without too much trouble. Great experience with C.T. Lowndes!

Mr. Lowndes presented for my finance class yesterday, and he really explained a lot of types of insurance and costs, as well as liabilities for the policy holder and others involved. He really was in-depth and easily explained everything in the topics he discussed. I really appreciated the time he took to talk with my class and provide us with that valuable information.
Marquez Horne, Summerville, SC
I had no idea how to purchase condominium insurance. Heather Hiott walked me through everything and made sure I purchased the right amount of coverage. My premium was reduced . Heather's professionalism, knowledge and expertise will continue to make me a CT Lowndes customer.

James Mangum was so very helpful he knew just what I needed when i could not express myself. he made my life at the DMV easier and quicker. Thanks to his expertise I was Bless.

Denise Perkins is amazing. She is always on top of whatever needs to be done. I ask a lot of her at times and she always comes through for us. Thank you for all you do!

Your session yesterday was very great !!! I learn a lot of stuff about health insurance and insurance period. Thanks for everything you taught me thanks a lot for your help

The presentation Mr. Lowndes came into my class had great information. Giving examples about insurance helped me understood the situation of what I needed to do.

I am proud to say that I learned so much during from Lowndes presentation. He opened up my eyes to the world of insurance. Since his presentation, I have started to research more about insurance.

Thank You Mr. Lowndes for coming to our class yesterday. I learned a lot about how expensive insurance is but you need for multiple reason. I know how important it is to be safe on the road because nobody wants to pay for the damages accidents cause

Im a student at Summerville High School, and your presentation to us was very interesting. Thank you Mr. Lowndes

Thank you for coming to our class and taking the time to speak to us about your profession. Though I was not able to stay focused, due to the consistent tone through out your speech, I feel that maybe you were able to reach out and/or connect to another classmate of mine.Thank you for coming to our class and taking the time to speak to us about your profession. Though I was not able to stay focused, due to the consistent tone through out your speech, I feel that maybe you were able to reach out and/or connect to another classmate of mine.
Julia Gillard, Summerville, SC
Thank you for speaking to our personal finance class about insurance and how exactly it can accumulate if you are not doing the right thing. Learning about Life Insurance and how exactly insurance companies go about defining and making their rate of payments after an accident happens. Thanks again.

I think he gave a lot of useful information that I can use as I get older. I liked that he talked about different types of Insurance and the cost of those insurances.

Mr. Lowndes spoke with our class yesterday and I thought that the information that he gave us was very helpful and informative

The group at CT Lowndes Mount Pleasant is great. We have worked with them for over 10 years. They manage several of our policies. They are very nice, responsive and competent. We highly recommend them. We work currently with Ashley, Jean and Chris. They are very friendly and genuinely care about our coverage. Thanks CT Lowndes Team, Rose & Dan

Excellent rates and excellent customer service. Not a single complaint. Paula Stubblefield is great!

I recently switched to C.T. Lowndes and have found them a joy to work with. My insurance costs declined a lot and I have experienced the best in customer service, far better than my previous insurance company. David Christopher skillfully navigated me through the process of switching my various polices to C.T. Lowndes, which was no easy feat. Kimberly Cooper has been exceptional in solving any remaining problems I had. She is very prompt to get back to me and handles things with speed and politeness. I have found C.T. Lowndes to be a genuinely superior company with hardworking and courteous employees.

I started using this company because my dad spoke so highly of their customer service skills. Without a doubt, Peggy Jones has proven that to be the truth! With my crazy work schedule trying to balance daunty tasks such as homeowner insurance policies along with all the other fun grown-up responsibilities isn't always the easiest. Peggy Jones made it effortless. I highly recommend this company to anyone not only because of their amazing insurance packages, but because their customer service makes life a lot easier.

Jennifer Tiegs is very efficient and has always been very professional in the handling of my affairs. Jennifer is always available and readily provides assistance when I need her. She's does a great job!

Charlene Lemacks has been helping me with my home owners insurance for years now. She is always friendly and helpful . She is outstanding to work with.

I first moved to Walterboro 6 years ago and was very disappointed with CT Lowndes in W Ashley. I almost changed companies since I am self employed and have to deal with insurance and bonding for the work I do. I went to the local CT Lowndes and have dealt with Jennifer Tiegs since I changed over. She is one of the most professional people I have had the pleasure of dealing with. When I use to have a problem I would go see her directly. She always takes care of the problem very quickly. In the last few years, when problems arise, I simply send her an email and never have to worry. I have never got a double notice on any problem which tells me she takes care of things promptly. Hats off to you Jennifer...if more folks cared about what they did at work and were as good at customer service as you, small business owners like myself would have a lot less problems to deal with. Customer service in today's world is a rare commodity. Thanks for all you do Jennifer!!!
Steve Griffin, walterboro, SC
Melissa Garrison at the Goose Creek office was great to deal with. Not only did she manage to cut my homeowners and car insurance by nearly $1,000, but she stayed after work for a half hour so I could meet her at the office to complete the paperwork. I'm impressed with the service at CT Lowndes and very pleased with the insurance policies Melissa helped me find.

Charlotte Mims has been the best agent I could have ever asked for! Before I even moved into the area she was assisting me with my insurance needs. Anytime I have questions or concerns she is so helpful and without a doubt the most genuine and delightful insurance agent I have ever conducted business with. I would recommend her to anyone looking for a caring and knowledgeable agent!!

My business has been with Dennis Insurance / CT Lowndes for over 15 years. I have always worked very closely with Mr. Al, Mrs. Sharon, and Charlotte. They are not just my insurance company they are like my family. They worked closely with my deceased Business partner for many years. He also though very highly of Mrs. Sharon and Mr. Al. Thank you all for being there for us.

Jamie Bailey has been handling my homeowners and auto insurance needs since 2006. She is professional, personable, and a pleasure to work with.

I like all of the folks in the Walterboro office, and my favorite is Heather Hiott, my agent. Jennifer Tiegs also helped me out of a major bind, and you will be hard pressed to find someone who knows this business better than Sammie Sherman. I made the mistake of going to Allstate in order to "bundle" my policies to reduce my premiums. Allstate screwed up the Flood policy, and ripped me off on Wind&Hail. Heather saved the day by finding a combination HO and W&H policy for less money. She knows her stuff, is easy to deal with, and you won't find a better looking agent in this state.

Our company transferred its policies from another local firm in 2014 and we have been completely satisfied with the quick response time and amazing customer service. Our representative, Mr Thompson and the team at the Summerville office, has worked diligently to find the best fit policies for our needs and has worked with our schedule to ensure our policies were handled appropriately and in a timely manner.

We have had the pleasure of knowing Jennifer probably for about six (6) years now. I have been really pleased with my customer service that I have received from her whether on the phone, in person or by E-Mail. I think my biggest impression of her is at the end of every year she shops all of our policies trying to get the best possible rate for us for the upcoming year. I was not accustomed to that at other insurance companies. So overall, a good experience with Jennifer and C. T. Lowndes. Thanks so much!!!!
Country Road Construction, LLC, Smoaks, SC
It is a pleasure to work with Mrs. Sharon Dennis. She keeps me informed, handles my questions and needs efficiently and effectively. She is professional and yet very, very friendly. I think she is the bombdiggity !!!

Kay Eustis really takes care of me. I am between Florida and South Carolina on a regular basis and sometimes get lax in my bill paying !!!! Kay definitely has my back.

I would love to thank Sharon Dennis from the Moncks Corner, SC office for always keeping us straight with our insurance needs. Can't mention Sharon without stating that Al Dennis is also a great agent. We appreciate them and trust that we will continue to have a long relationship with them taking care of our insurance needs. Thanks so much Sharon for taking such great care of us.

I had received a quote on a newly purchased vehicle from a company I had been with for years, It sounded reasonable. When I received the bill it was $500 dollars more than the quote. I called the company and they said" sorry we did not have our vehicle description correct "so your bill is correct, "sorry for the error". I immediately called your office, gave Michelle Harmon the same vehicle information and within an hour I had a return call from Michelle with a reasonable rate and additional coverage. Within a day or two I sat down with her and through her knowledge I now have that vehicle, a golf car and two homes with your company.
Larry Crosby, Walterboro, SC
It has been a pleasure to have Peggy Jones as the person to work with me and my daughter with our also my brother insurance needs. you cannot meet a nicer person. I feel like I no her whole family. I had insurance many years ago with Sharon and it was nice to be back there and to be assign to Peggy Jones was great!!! Shirley Simmons Jenkins, Walterboro, S.C.

Lauren Shangraw in the Summerville office is one of the best reps I have dealt with. She always lets me know of any changes that are coming up and the best deals for my family. She listens to my concerns and always has a great suggestions. She is helpful kind and patient. Insurance can be confusing, I'm glad I have Lauren to help make it a little less stressful. I'm glad I found her and C.T. Lowndes & Company!

I pleased to know Jennifer always "has my back". I've depended on her for many years and she's been effective, efficient and very professional. Jennifer is willing to go the extra mile and I'm dependent on her knowledge and skills. She's the BEST!!!

I just wanted to say, it has been a pleasure working with Jennifer Tiegs here at the Walterboro office. She is very helpful whether it is handling a claim or renewing a policy. I can feel confident that she is going to get me the best prices she can. Always has a pleasant attitude! Just a good person.

Ms. Charlotte( Mims) was so very helpful throughout the process of our move from Ohio to SC. Provided us with expert care and concern at each and every transaction. Thanks so much Ms. Charlotte!

Excellent service! Peggy Jones is caring and very smart! She found us the best rates and coverage available. Quick & easy!

I had boat insurance with farm Bureau and when they went up $400.00 in 1 year. I went looking for other insurance. I came across CT Lowndes in Walterboro, SC. I was very impressed with the agents, the service and prices. I got the insurance I needed with no hassle and was very pleased with the whole experience. I will continue business with them and advise everyone else to do the same. Thanks again guys, Jenny Jones, Ruffin, SC

Peggy Jones is a beautiful person it reflects in her work she goes the extra mile for people. She goes the extra mile,the office manager is great also. I would have changed if it wasn't for the family atmosphere pleasantness and extra miles they go to achieve the the goals.Thank you and many blessings to all, Sarah

Sammie Sherman is the epitomy of customer service. She is very responsive to every request and knows the insurance industry. She is very proactive regarding savings on new products. I recommend CT Lowndes to all my friends in a large part because because of the customer srrvice that Sammie provides.

Sammie has done an excellent job at compiling information and responding to our needs. We are amazed at how quickly she can reply to our request while always looking for better ways to do business. Thanks for all of your help.

Peggy Jones is by far one of the best employees that we have worked with through this company. She is willing to go the extra mile for us and she is knowledgeable in every aspect of her profession! Keep up the wonderful work! And we thank you for all that you do! The Padgetts

Thanks Peggy Jones for truly caring about our insurance needs . You have been a great help to us and for that we will continue to receive insurance with ct lowndes. Great big Thanks again!

Couldn't be happier with our agent, Peggy. She goes above and beyond to make sure we are taken care of. Thank you, Peggy Jones!
Eddie and Jenna Rumfelt, walterboro sc, AL
Samatha Sherman has just accomplished a task I was told couldn't be done. After a previous owner cancelled the flood insurance policy on a home I purchased on the river she was able to have it reinstated at the original certification rather the new certification which was at the highest level. This one item saved me close to $6000 per year on that one property. She literally has performed miracles when insuring all my properties. I can't say enough about her abilities to deal with the underwriters. She needs more than 5 stars. I never speak to her that it isn't the most pleasant conversation and she will always go beyond her job description even after working hours.

Peggy Jones is knowledgeable, friendly and so willing to answer any insurance questions I may have. I appreciate the interest she has always shown when helping me. Thank you, Peggy!

The entire staff at the Walterboro, SC location for CT Lowndes is phenomenal. They are quick to call you back, if unable to answer, friendly and always go the extra mile. We are very happy with them.

Jennifer Tiegs of C.T. Lowndes & Company in Walterboro, SC has made us a lifetime client with her impeccable service over the years. Whether its been the great rates, prompt service, freindly reminders or wonderful personality, she has made our choice for an insurance agency easy. Thankyou!

Kay Eustace of C.T. Lowndes in Walterboro is excellent! She goes the extra mile to look out for me and she's always prompt and dependable.
Stephanie Fuller, Ridgeville, SC
Catrina has been a pleasure to work with, she has been outstanding with answering all of my questions and returning my phone calls. Thank Catrina for your valuable service!
Terrence Sanders, Mount Holly, NC
I have had the pleasure of working with Denise Perkins in the Summerville office the past several years. Denise is always available when needed and always gives great service to us. She is a great asset to C T Lowndes. Way to go Denise..

Charlotte Mims in the Moncks Corner office is the best! She always promptly responds to phone calls and emails. She goes above and beyond to ensure we are getting the best value and the best service!


Ashli , with C.T. Lowndes office in Walterboro, SC, has been very helpful and courteous when I have had to communicate with her on numerous occasions concerning the insurance coverage for 1065 W. Main Street, Harleyville, SC

My experience with CT Lowndes has been like no other...I've never dealt with an insurance agent who was so efficient, knowledgeable, friendly and went above and beyond to answer all my questions. This was all because of Sammie Sherman!!! You are awesome! Sammie, I will be contacting you for any of my future insurance needs. Thanks for everything!!
Amy Freeman, Jacksonboro, SC
Samantha Sherman (Sammie), is one of the most customer oriented individual I've ever met, and I Supervise over 250 people, I am with your company because of how well I'm treated by her.
Marc Grooms, Edisto Island , SC
I have been a customer of C.T. Lowndes & Company for many years and would like to thank Catrina for all she has done and for going above and beyond.
Wanda O'Quinn Craven, Walterboro , SC
I had a wonderful experience working with Catrina. I would highly recommend her to family and friends. Thanks for going above and beyond.

I have had the pleasure of working with Kay Eustace since she came to work with C.T. Lowndes Company. She has taken a personal interest in making sure my insurance needs are met. I think very highly of her, both as a person and agent.

I had the pleasure of working with Jamie Bailey and couldn't be happier. She took care of all of our needs and was excellent. I would recommend her to family and friends.

Charlene has been very helpful to me in all matters involving insurance on a beach house. She has always been professional and responds to all my inquiries in a very timely manner. I appreciate her customer service very much.

I really appreciate the employees of C.T.Lowndes & Co. They are very helpful when called upon by our Bank. I would recommend this agency to anyone for quick and prompt service!

Best agent there is - Period. She works for our benefit finding better rates for us without us even asking. Always professional and sees the process through to the end. Look no further - Peggy Jones is the best you will find.

Kay Eustace looks out for her customers. I've shopped around in the past, but I always stick with Kay, because I know she's looking out for my best interest.

It is great to have an agent that will take the time to help with a project when you need her. Michelle Connolly is that agent. Thanks for going beyond the call of duty to help my son.

Numerous times we have contacted Catrina O'Quinn with questions concerning coverage on our vehicles. We have been very please with her quick turn around and response. I have been very please with her knowledge of insurance and her compassion to help in any way possible. For the last 4 years, Catrina has been most helpful with anything that we have asked of her. We are very please to have a person like her taking care of our needs.

Kay Eustace has been my insurance agent for years. She is on top of all my insurance matters. She gives me the important reminders I need. I am very happy with the service she provides. Thank goodness for her!

Joanna Bishop is an amazing insurance rep. I have recently had some issues with my policie and she has work very hard on getting it straightened out. I appreciate her taking the time to try to resolve the issue. She also is very friendly and helpful, thanks for going above and beyond to do your job. Thanks, Rhonda Garnsey

Owning property in another state can be difficult to manage, but Catrina O'Quinn has made the insurance part of it a piece of cake! Catrina provides top notch service by responding quickly and providing answers to all my questions, big or small. I highly recommend CT Lowndes and especially Catrina.. She will get the job done!

Peggy Jones is a very caring and helpful agent! She definitely went the extra mile for me in helping me to get the best car insurance rate possible - thanks Peggy!

Lauren gets the job done quickly but thoroughly. She made an uncomfortable process virtually painless. I would highly recommend her services. Thank you Lauren!

I have contacted Catrina O'Quinn of CT Lowndes in Walterboro on several occasions with insurance questions for myself personally as well as business matters and have always gotten a quick and helpful response. I enjoy dealing with her.
Rhonda Davis, Walterboro, SC
Ian Anderson is a life saver. He goes way above and beyond to provide the best service. He explains everything in clear language, gives multiple options, provides documents quickly, responds quicker than lightning, and can help make changes on a dime. I honestly don't know how I would have been able to keep things in the air over the last 6 months without his help. I recommend him and CT Lowndes to everyone I deal with.

I have known Michelle to be a very dependable agent prior to working at C.T. Lowndes & Company and that is why I changed over to this Agency because she was high touch in helping and giving me information I needed to be properly insured. She is also a fine civic worker to Her home town Varnville.
H. Cook, Varnville, SC
CT Lowndes has handled our commercial insurance policies for the past 10 years. Kay Eustace has always gone above and beyond to make sure that our needs are met. I highly recommend Kay and the CT Lowndes team!

As most companies know you must be insured or else the earth will move from under you. As for michelle she tells you the real facts and the point for being insured and unfortunately it is a fact that she bares down on , backed by facts. Being insured is an important part of businesses and personal insurance to feel secure if something does go wrong, and sooner or later odds are you will need it. Same goes for workmans comp. (hate it but have to carry it) Somebody or a loyal fellow worker has to have funds when they are hurt. Michelle states the fact of WHY!!!

Lindsey Gilbert has been a tremendous help in helping my husband and I properly understand our insurance and coverage. I also am appreciative of her doing her research for the best policy for us. She is truly a great asset and I definately know I get a fast response with a reliable answer when I speak to her regarding our insurance. As long as she is with C.T. Lowndes I will be a customer.
Debbie Rose, Mt. Pleasant, SC
Bonnie Robinson is AWESOME! Professional, quick, makes everything easy, and goes above and beyond.

Kay Eustace has served me at CT Lowndes for several years. I can only say good things about her . She is always eager to help me. Many times I have called her in a panic but Kay has such a jovial, yet professional way about her that before I know it, she has calmed down and fixed my problem. She makes me feel that I am worth her time, Kay is always so polite! although we have been doing business for years, she still call me Ms. Cheryl. Kay Eustace is a jewel and a blessing to have on the CT Lowndes staff!.
Cheryl Bright, Moncks Corner, SC
Michelle Harmon has the experience and the knowledge in this profession to go above and beyond to get her clients what they need. I have seen how she responds to my needs quickly and explains what it is for and what type of coverage you will need. A client needs this type of agent that keeps a person in the know and updated. She is excellent in trying to be the best!

I recently had a need for home owners insurance on a property out of town so I called four different agents for a quote. Michele Harmon was the first to return my call and quickly left the competition in the dust. She was easy to get a hold of and quick to return my calls. She executed well on a complicated request and I would happily recommend her to anyone!

Kimberly Cooper has been our agent for years . Her customer service is amazing, and her attitude to help is above and beyond. Thank you for all you do for us Kimberly . Your company definitely has a asset with you working with them.

I have been working with Jennifer Tiegs and she has handled my business insurance for all those years. Jennifer works hard to find saving and manage my day to day insurance needs and keeping my policy up to date. As a small business owner it's important to me to have a flexible agent and Jennifer Tiegs does a great job at that. If anyone is looking for commercial insurance I am happy to recommend Jennifer Tiegs will not disappoint you.

Kay Eustace is a great asset to C.T. Lowndes. She is always there when we have questions and goes the extra mile to make our insurance experience a great one.

I have been working with Jennifer Tiegs in the Walterboro branch for almost 10 years. She has handled our company's business insurance for all those years and we have had other insurance company's try to market to us and we don't ever bother to get a quote from someone else because our service is so great. Jennifer works hard to find new savings at the beginning of each renewal to save our company a lot of money over the years. We are delighted Jennifer Tiegs is our commercial insurance agent and as long as she is with C. T. Lowndes & Company they will have our business. If anyone is looking for commercial insurance I promise Jennifer Tiegs will not disappoint you.

Shout out to Anne Blocker and Judith Kowalski ... it has been my pleasure to work with Judith since the early 2000's. She is informative and looks out for me! My first experience with Anne has been great. She helped with a difficult situation at best and the results were positive. You have the best customer service ever!

I have been working with Kimberly for many years. She knows her customers personally and is pro-active, responsive, and helpful.

Lauren Shangraw has been my agent for about 10 years and she is superb. She is very responsive and finds me quotes to save me money. She is awesome

Mrs. Kimberly Cooper has been very helpful and responsive to all of our inquiries as well as when we had to deal with a claim and stubborn insurance. Her customer support defines the real meaning of the expression "My agent". We truly appreciate her great support.

Carol Bennett is absolutely the best. Positive, diligent, great customer service quality!!
Judith Estrada, Summerville, SC
Lauren Shangraw is super. She knows the details and puts that knowledge to work for us. She is tenacious about finding us the best value for our insurance coverages.

Judith is always right on every request i make. She is absolutley the best.

Kimberly Cooper is an big asset to C.T. Lowndes and Company. I have been working with her for many years and she is alway a pleasure. She is very loyal and dedicated to her customers and will go above and beyond to help in any situation. Thank you Kimberly for all you do!!

Lauren has always taken care of my businsess insurance as well as our personal insurance. She really goes out of her way to shop around and make certain that we have the best premium for the appropriate coverage.
Beth Colley, Mt. Pleasant, SC
Denise, thank you so much for making insurance easy! All I had to do was call your office, tell you what I needed, and you took care of everything. I am grateful for your kindness, your expertise, and your eagerness to help me get the right policy for me. You are amazing!

Lauren Shangraw has just been amazing. She is so helpful and every year she goes above and beyond to make sure I'm satisfied. She's a valuable asset to your company and the reason I do business with C.T. Lowndes.

I have been with C.T. Lowndes for nearly 10 years. Lauren Shangraw has been my agent since the beginning. She has always looked out for my best interest and keeps me up to date with all my insurance needs. She provides a service that i s a rarity these days. C.T. Lowndes is extremely lucky to have someone like her handling customers the way she does. Thank you Lauren for all you have done for me over the years. You're the best. Sean Chapman

Kimberly Cooper, Just wanted to Thank You for all your hard work and years of satisfaction of dealing with an Insurance Co., You always make it a pleasant experience. I have been with C.T. Lowndes & Company for over 13 years and you have always been there to help in any way you could...You are such a Lovely Person. Hope to have many more years here in Charleston area with You and C.T.Lowndes & Company
Susan B.Richardson, Summerville, S.C. 29483, SC


Thank you so much for the service you have given Nancy and I. You are AWESOME!!! Have a great day!

Judd Hunt


          I have been in construction for over 15 years. I have 10 years under CENTEX homes, 2 with lennar, reflection homes, sunburst properties, and a few more. I just wanted you to know that I think you do a wonderful job taken care of me and my company. I'm planning to open a new construction company by the middle of next year and at which point I'll need new coverage for that company. I thank you for all you do and the time and efforts you put into make and helping my company grow. 

Thank you ver much. 

TJ Sprinkle

In A Pinch Construction, LLC

I have had the privilege of working with Kimberly Cooper for almost twenty years. She is very professional and extremely competent. I am most happy to recommend her to others because her service and expertise are superb.

I have been very satisfied with Bonnie's professional handling of my insurance needs. She always responds promptly and answers all my ( many) questions. I feel fortunate to have her as my representative and look forward to working with her. 


Karen Gandy 

Karen Gandy, Charleston, SC
"I contacted C.T.Lowndes & Company and talked to Stacey McDaniel.  She took my information and started the claim's process immediately.

My claim experience with her has been to greatest satisfaction. The claim was handled efficiently, professionally, and expediently.

It's a pleasure to deal with someone who is pleasant and willing to help.
Bryan Hutto- Hutto Ace Hardware, LLC., Moncks Corner, SC

Again, I would like to thank you for your thorough and prompt response in this matter!!

Mattie Nesmith, NBA - The Elite Realty Group of SC, LLC, Moncks Corner, SC

" I am impressed with the level of customer service I get from C.T. Lowndes.  In particular, Stacy Stenson has always given me top shelf service.  I would not go anywhere else.  She is the best."

“In the 7 plus years I’ve had my Home and Flood Insurance with CT Lowndes, Rawlins and Jamie have always been very helpful and made it very convenient for me to take care of my insurance.  The St. Andrews location has always allowed me to make my payment at their location when I need to which is a great convenience.  I am very pleased with the service I have received from CT Lowndes”

Holly Sergent was awesome.

"Melissa, just want to say "Thank YOU" for all your help in finding us a company and expediting this so soon."
Suzanne Shurley, Goose Creek, SC

"I just want you to know that without Holly helping me because of all the construction insurance requests I would be "dead in the water". She is so helpful and always responds within 5 minutes of my email requests. The customer service is truly outstanding! Not to mention if I do not understand something, she takes the time to explain and tell me options and the best route to go! I so appreciate working with her and hope she is recognized for her efforts which in my opinion are above and beyond. What an asset and fantastic company!"

"From the start Melissa was professional and extremely positive that she could help me. I was so disheartened when I called her that it was so nice to have.  I was at my wits end and it was so nice to not have her react like I was trying to do the impossible by insuring my son.  It was so nice to not hear her cringe or judge when I explained the situation. She has been a huge blessing and has walked me through everything I needed to do and had us insured right away at a very reasonable rate . I can not sing her praises loud enough J and will gladly recommend her and your agency to everyone I know.  It seems of late that customer service is a thing of the past but at your agency it is great to see that a top priority. I can not say enough positive comments about her and I am truly grateful that I was referred to your agency."
Lisa M. LeBlanc, Charleston, SC
"Thank you Holly, You are the greatest."

" Melissa, I wanted to thank-you for helping out my borrowers with new insurance policies, you were able to reduce their premiums and they were happy."

 "Best Customer Service ever Holly Sergent."

"Lauren Shangraw is an excellent representative of your company. I never call about anything that she does not take care of immediately. She goes far beyond her job to be sure that you are satisfied and your problem is taken care of then and there."

I cannot thank Anne Blocker enough for her assistance in finding the coverages we needed for both our homeowners and auto policies.  We threw her some curves along the way, and she promptly found great solutions.  Not only did she make it easy for us but she increased our coverage and saved us significant money from what we had been paying.  She is a true professional and such a joy to work with.

12/18/2013 Hi Denise – Once again, this is why I do business with you!!!  Thank you for doing what you do. 

2/28/2014 Thank you for keeping us posted.  I appreciate your time and assistance.

3/27/14 I very much appreciate all that you did to help us and the great service you provided.  Your service and knowledge is the best and you helped me greatly.   You are a terrific insurance agent.  


Very best regards,

Kathleen Drysdale

Home Concepts & Repairs SC LLC

C.T. Lowndes & Company received a rating of 5.0 out of 5 based on 466 reviews on